38 Ledge Rd, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 38 Ledge Rd, Old Saybrook, CT 06475 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 2002
Square Footage	2,838 sqft Living Area
Lot Size	61,420 sqft (1.41 acres)
Occupancy	Owner Occupied
Last Sale	$466,000 (2004)
Tax Bill	$8,226.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`384010`
Alternative APN	`OSAY M:029 B:012 L:1`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,838 sqft Living Area
Gross Area	4,622 sqft Gross Area
1st Floor	1,321 sqft 1st Floor
Basement Area	1,066 sqft Basement
Unfinished Basement	1,066 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	61,420 sqft (1.41 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	384010
Street Address	38 LEDGE RD
City	OLD SAYBROOK
State	CT
Zip	06475-2106
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	12
Legal Lot Number	1
Jurisdiction	OLD SAYBROOK CT
Minor Civil Division	OLD SAYBROOK
Census Blockgroup	4
Census Block	4025
Census Tract	670200

Owner

Source: Old Saybrook Town records · APN 384010

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 LEDGE RD, OLD SAYBROOK, CT 06475-2106
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 07, 2004 · Amount on Record
Deed Sale	Dec 07, 2004 · Amount on Record
Prior Sale	Dec 11, 2001 · Amount on Record
Deed Book / Page	474 / 705
Record Refreshed	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	38 LEDGE RD, OLD SAYBROOK, CT 06475-2106
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	652-1044
Date	Jul 30, 2020
Book Page	652/1044

Lender

Name	GUILFORD SAVINGS BANK

Agreement

Type	Balloon Payment
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2040

Tax Assessment & Valuation

Source: Old Saybrook Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,226.00	$530,700 (+52.15%) Land $117,700 Building $413,000	$371,490 Land $82,390 Building $289,100
2024	$8,226.00 (+15.32%)
2023	$7,133.00 (+1.84%)	$348,800 (-) Land $84,700 Building $264,100
2022	$7,004.00	$348,800 Land $84,700 Building $264,100

Flood & Wildfire

38 Ledge Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · County delivery 09007C updated November 28, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.