28 Ledge Rd, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 28 Ledge Rd, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,087 sqft · built 1960
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,900 (Sep 1995)
Tax Bill	$6,229 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jul 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`OSAY M:029 B:010 L`

Property Details

APN / Parcel Number

Primary APN	`OSAY M:029 B:010 L`
Alternative APN	`383800`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,087 sqft Living Area
Gross Area	4,613 sqft
1st Floor Area	2,087 sqft
Basement Area	2,087 sqft
Unfinished Basement	1,727 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	383800
Street Address	28 LEDGE RD
City	OLD SAYBROOK
State	CT
Zip	06475-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	10
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	4
Census Block	4025
Census Tract	670200

Owner

Source: Old Saybrook Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 LEDGE RD, OLD SAYBROOK, CT 06475-2106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Line of Credit LIBERTY BANK
Jul 22, 2025	Quit Claim Deed, Transfer Quitclaim
Mar 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Aug 30, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 4, 2021	Deed of Trust, Mortgage · Line of Credit KEARNY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 1995 · Amount on Record
Deed Sale	Sep 15, 1995 · Amount on Record
Prior Sale	Dec 14, 1989 · Amount on Record
Last Transfer Date	Aug 30, 2021
Transfer Doc	667-1092
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Recording Date	May 6, 2026
Property Address	28 LEDGE RD, OLD SAYBROOK, CT 06475-2106
Document Number	000706-352
Book / Page	706 / 352
Instrument Date	Apr 22, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 LEDGE RD, OLD SAYBROOK, CT 06475-2106
Investor	Possibly a Property Investor

Mortgage

Document Number	0706000352,
Date	May 6, 2026
Book Page	706/352

Lender

Name	LIBERTY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Max Rate	-1%

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Jul 22, 2025
Property Address	28 LEDGE RD, OLD SAYBROOK, CT 06475-2106
Document Number	0000700-28
Book / Page	700 / 28
Instrument Date	Jul 22, 2025
Transaction Type	Transfer
Record Updated	Aug 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	28 LEDGE RD, OLD SAYBROOK, CT 06475-2106
Transaction Type	Mortgage
Record Updated	Mar 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000674-177
Date	Mar 8, 2022
Book Page	674/177

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Aug 30, 2021
Property Address	28 LEDGE RD, OLD SAYBROOK, CT 06475-2106
Document Number	667-1092
Book / Page	667 / 1092
Instrument Date	Aug 30, 2021
Transaction Type	Transfer
Record Updated	Sep 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	28 LEDGE RD, OLD SAYBROOK, CT 06475-2106
Transaction Type	Mortgage
Record Updated	Aug 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	667-61
Date	Aug 4, 2021
Book Page	667/61

Lender

Name	KEARNY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,229.00	$401,900 (+50.02%) Land $111,000 Building $290,900	$281,330 Land $77,700 Building $203,630
2024	$6,229.00 (+13.69%)
2023	$5,479.00 (+1.86%)	$267,900 (-) Land $79,300 Building $188,600
2022	$5,379.00	$267,900 Land $79,300 Building $188,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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