Beaufort County property record for 38 Lawrence St, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 4 ba · 2,334 sqft · built 2002 |
| Lot Size | 0.719 acres (31,363 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Oct 2005) |
| Tax Bill | $3,624 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R61003900A02530000 |
| Primary APN | R61003900A02530000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,334 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 31,363 sqft (0.719 acres) |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 08987304 |
|---|---|
| Old Parcel Number | R61003900A02530000 |
| Street Address | 38 LAWRENCE ST |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-7020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4116 |
| Legal Description | LOT 3 PB71 P74 PB74 PG54 *TOT AC INCL 20' ESMT |
| Legal Subdivision | BLUFFTON |
| Legal Lot Number | 3 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 5 |
| Census Block | 5018 |
| Census Tract | 2107 |
Source: Beaufort County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 38 LAWRENCE ST, BLUFFTON, SC 29910-7020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2022 | Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU |
| Feb 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SHARONVIEW FCU |
| Jun 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2005 · Amount on Record |
| Deed Sale | Oct 24, 2005 · Amount on Record |
| Prior Sale | Mar 12, 2003 · Amount on Record |
| Deed Document Number | 2005090959 |
| Deed Book / Page | 2256 / 0393 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 38 LAWRENCE ST, BLUFFTON, SC 29910-7020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000009482 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | 4115/1663 |
| Instrument | 2022009482 |
| Name | SHARONVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | FORT MILL, SC 29716 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 13, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 38 LAWRENCE ST, BLUFFTON, SC 29910-7020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007231 |
|---|---|
| Date | Feb 3, 2022 |
| Book Page | 4111/2006 |
| Instrument | 2022007231 |
| Name | SHARONVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | FORT MILL, SC 29716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 38 LAWRENCE ST, BLUFFTON, SC 29910-7020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000032692 |
|---|---|
| Date | Jun 21, 2019 |
| Book Page | 3770/989 |
| Instrument | 2019032692 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 38 LAWRENCE ST, BLUFFTON, SC 29910-7020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000051441 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 3908/1130 |
| Instrument | 2020051441 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,624.00 (-0.08%) | $22,090 (-43.79%) | |
| 2024 | $3,627.00 (+45.49%) | $39,296 (+163.55%) Land $10,432 Building $28,864 | $982,400 (-) Land $260,800 Building $721,600 |
| 2023 | $2,493.00 (+8.34%) | $14,910 (+15.05%) | $982,400 (+203.12%) Land $260,800 Building $721,600 |
| 2022 | $2,301.00 | $12,960 | $324,100 Land $137,300 Building $186,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 87 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 87 in force |
| Nearby Flood Claims | 13 (2016–2024) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber · Cable | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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