38 Laurel St, Worcester, MA 01605 Property Records

Worcester County and Worcester City property record for 38 Laurel St, Worcester, MA 01605

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 5,229 sqft · built 1890
Lot Size	0.157 acres (6,820 sqft)
Owner	2 Individual Names on File
Last Sale	$294,000 (Jun 2018)
Tax Bill	$9,186 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-029-00015`

Property Details

APN / Parcel Number

Primary APN	`1-029-00015`
Alternative APN	`WORC M:01 B:029 L:00015`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	21 Rooms
Units	3 Units
Stories	3 Stories
Building Area	5,229 sqft Living Area
Gross Area	7,440 sqft
1st Floor Area	1,749 sqft
Basement Area	1,815 sqft
Unfinished Basement	1,815 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,820 sqft (0.157 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	1-029-00015
Street Address	38 LAUREL ST
City	WORCESTER
State	MA
Zip	01605-3391
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RG-5
Legal Block	29
Legal Lot Number	15
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3004
Census Tract	731802

Owner

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 LAUREL ST, WORCESTER, MA 01605-3391
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · FHA Mortgage NORTHPOINT MORTGAGE INC
Mar 1, 2021	Deed of Trust, Mortgage · FHA Mortgage NORTHPOINT MORTGAGE INC
Jun 29, 2018	Quit Claim Deed, Transfer · FHA Mortgage NORTHPOINT MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Prior Sale	Oct 5, 2016 · Amount on Record
Deed Book / Page	59040 / 95
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	38 LAUREL ST, WORCESTER, MA 01605-3391
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00064577-1
Date	Mar 1, 2021
Book Page	64577/1
Instrument	28436

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	38 LAUREL ST, WORCESTER, MA 01605-3391
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00064577-1
Date	Mar 1, 2021
Book Page	64577/1
Instrument	28436

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 29, 2018
Property Address	38 LAUREL ST, WORCESTER, MA 01605-3391
Document Number	59040-95
Book / Page	59040 / 95
Instrument	66554
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$55.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	38 LAUREL ST, WORCESTER, MA 01605-3391

Mortgage

Document Number	590400098
Date	Jun 29, 2018
Instrument	59040/0098

Lender

Name	NORTHPOINT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2048

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,186.00 (+10.97%)	$696,400 (+20.63%) Land $96,100 Building $600,300
2023	$8,278.00	$577,300 Land $83,600 Building $493,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA, Verizon.

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