38 Lacebark Ln, Elgin, SC 29045 Property Records

Kershaw County property record for 38 Lacebark Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	2,267 sqft
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Oct 2023)
Tax Bill	$1,322 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`349-02-00-041-SJJ`

Property Details

APN / Parcel Number

Primary APN	`349-02-00-041-SJJ`
Alternative APN	`45141`

Interior

Stories	1 Story
Building Area	2,267 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Vinyl
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Porch
Porch Area	42 sqft
Patio Area	171 sqft

Location & Zoning

Account Number	45141
Street Address	38 LACEBARK LN
City	ELGIN
State	SC
Zip	29045-9581
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	TALL PINES SUBDIV LOT 41
Legal Subdivision	TALL PINES SUB
Legal Lot Number	41
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1028
Census Tract	970906

Owner

38 Lacebark Ln is owned and occupied by an individual who bought it in October 2023.

Source: Kershaw County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	38 LACEBARK LN, ELGIN, SC 29045-9581
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Oct 3, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2023 · Amount on File
Deed Sale	Oct 3, 2023 · Amount on File
Prior Sale	Aug 12, 2015 · Amount on File
Deed Document Number	20238580
Deed Book / Page	5026 / 266
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Recording Date	Jul 24, 2026
Property Address	38 LACEBARK LN, ELGIN, SC 29045-9581
Document Number	0000007123
Book / Page	5641 / 194
Instrument Date	Jul 17, 2026
Instrument	20267123
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 LACEBARK LN, ELGIN, SC 29045-9581

Mortgage

Document Number	0000007123,
Date	Jul 24, 2026
Book Page	5641/194
Instrument	20267123

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Oct 3, 2023
Property Address	38 LACEBARK LN, ELGIN, SC 29045-9581
Document Number	0020238580
Book / Page	5026 / 266
Map Reference	MB B98 PG 6
Instrument Date	Aug 22, 2023
Instrument	2023-8580
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$546.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 LACEBARK LN, ELGIN, SC 29045-9581

Mortgage

Document Number	0020238581
Date	Oct 3, 2023
Instrument	2023-8581

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 38 Lacebark Ln was $1,322.

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,322.00	$209,700 Land $40,000 Building $169,700	$209,700
2023	$1,073.00 (-64.14%)	$162,100 (-) Land $25,000 Building $137,100	$162,100 (-)
2022	$2,992.00	$162,100 Land $25,000 Building $137,100	$162,100 Land $25,000 Building $137,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Lacebark Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Lacebark Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: TruVista Communications.

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