Kershaw County property record for 27 Lacebark Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 1,961 sqft |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,000 (Oct 2025) |
| Tax Bill | $960 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Oct 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 349-02-00-034-SJJ |
| Primary APN | 349-02-00-034-SJJ |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,961 sqft Gross Area |
| Exterior Material | Vinyl |
|---|---|
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 80 sqft |
| Patio Area | 80 sqft |
| Account Number | 45510 |
|---|---|
| Street Address | 27 LACEBARK LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-9581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Subdivision | TALL PINES |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 970906 |
27 Lacebark Ln is owned and occupied by an individual who bought it in October 2025.
Source: Kershaw County records, as of November 7, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 27 LACEBARK LN, ELGIN, SC 29045-9581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Oct 23, 2019 | Loan Modification, Mortgage · Conventional with PMI PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2025 · Amount on File |
| Deed Sale | Oct 10, 2025 · Amount on File |
| Prior Sale | Jan 28, 2014 · Amount on File |
| Deed Document Number | 20258563 |
| Deed Book / Page | 5445 / 254 |
| Prior Transfer Date | Mar 1, 2013 |
| Prior Transfer Doc | 0000001641 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Oct 10, 2025 |
| Property Address | 27 LACEBARK LN, ELGIN, SC 29045-9581 |
| Document Number | 0020258563 |
| Book / Page | 5445 / 254 |
| Map Reference | MB B98 PG 6 |
| Instrument Date | Oct 6, 2025 |
| Instrument | 2025-8563 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $621.40 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 LACEBARK LN, ELGIN, SC 29045-9581 |
| Document Number | 0020258564 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 2025-8564 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 27 LACEBARK LN, ELGIN, SC 29045-9581 |
| Document Number | 0000009506 |
| Instrument Date | Oct 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 27 LACEBARK LN ELGIN SC 290459581, ELGIN, SC 29045-9581 |
| Document Number | 0000009506 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 004130/000001 |
| Instrument | 9506 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 24, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
The 2025 property tax bill for 27 Lacebark Ln was $960.
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $960.00 | $144,400 Land $25,000 Building $119,400 | $144,400 |
| 2023 | $1,037.00 | $144,400 Land $25,000 Building $119,400 | $144,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27 Lacebark Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27 Lacebark Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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