38 Keystone Ave, River Forest, IL 60305 Property Records

Cook County property record for 38 Keystone Ave, River Forest, IL 60305

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,500 sqft · built 1905
Lot Size	0.206 acres (8,950 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Nov 2022)
Tax Bill	$13,590 (2023)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`15-12-318-013`

Property Details

APN / Parcel Number

Primary APN	`15-12-318-013`
Alternative APN	`15-12-318-013-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,500 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1906
Architectural Style	Old Style
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,950 sqft (0.206 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	38 KEYSTONE AVE
City	RIVER FOREST
State	IL
Zip	60305-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(GALE) & (BLOCKS) SUB OF WH WH OF SW SEC 12-39-12
Legal Range	12E
Legal Township	39N
Legal Section	12
Legal Subdivision	GALE & BLOCKS
Legal Block	7
Legal Lot Number	2
Jurisdiction	COOK IL
Township / Civil Division	RIVER FOREST
Census Block Group	5
Census Block	5020
Census Tract	812000

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 KEYSTONE AVE, RIVER FOREST, IL 60305-2018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage COAST2COAST MORTGAGE LLC
Jan 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Nov 28, 2022	Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Mar 22, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE
Feb 11, 2021	Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Dec 12, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2022 · Amount on Record
Deed Sale	Nov 28, 2022 · Amount on Record
Prior Sale	Feb 11, 2021 · Amount on Record
Deed Document Number	202216061
Prior Transfer Date	Dec 15, 2021
Prior Transfer Doc	0000121222
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	38 KEYSTONE AVE, RIVER FOREST, IL 60305-2018
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 KEYSTONE AVE, RIVER FOREST, IL 60305-2018

Mortgage

Document Number	0005631080
Date	Feb 25, 2026
Instrument	2605631080

Lender

Name	COAST2COAST MORTGAGE LLC
Type	Mortgage Company
Address	SAINT AUGUSTINE, FL 32084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.62%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	38 KEYSTONE AVE, RIVER FOREST, IL 60305-2018
Transaction Type	Mortgage
Record Updated	Jan 26, 2024
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 KEYSTONE AVE, RIVER FOREST, IL 60305-2018

Mortgage

Document Number	0001241155
Date	Jan 12, 2024
Instrument	2401241155

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.87%

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Nov 28, 2022
Property Address	38 KEYSTONE AVE, RIVER FOREST, IL 60305-2018
Document Number	0033216061
Instrument Date	Nov 9, 2022
Instrument	2233216061
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 KEYSTONE AVE, RIVER FOREST, IL 60305-2018

Mortgage

Document Number	0033216062
Date	Nov 28, 2022
Instrument	2233216062

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate
Rate	7.5%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Mar 22, 2022
Property Address	38 KEYSTONE AVE, RIVER FOREST, IL 60305-2018
Document Number	0008121222
Instrument Date	Dec 15, 2021
Instrument	2208121222
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	431 MARENGO AVE, FOREST PARK, IL 60130-1707

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Feb 11, 2021
Property Address	38 KEYSTONE AVE, RIVER FOREST, IL 60305-2018
Document Number	0004206337
Instrument Date	Sep 30, 2020
Instrument	2104206337
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 MARENGO AVE, FOREST PARK, IL 60130-1707

Mortgage

Document Number	0004206339
Date	Feb 11, 2021
Instrument	2104206339

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4.87%

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Dec 12, 2018
Property Address	38 KEYSTONE AVE, RIVER FOREST, IL 60305-2018
Document Number	1834622053
Instrument Date	Nov 15, 2018
Instrument	34622053
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	38 KEYSTONE AVE RIVER FOREST IL 603052018, RIVER FOREST, IL 60305-2018

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	River Forest Township
Municipality	River Forest Village
Secondary School District	Oak Park and River Forest District 200 (09 - 12)
Elementary School District	River Forest School District 90 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,641 (+37.21%) Land $9,621 Building $40,020	$496,410 (+37.21%) Land $96,210 Building $400,200
2023	$13,590.00 (+16.33%)
2022	$11,682.00	$36,178 Land $8,278 Building $27,900	$361,780 Land $82,780 Building $279,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER GROVE serves 10,282 people · EPA ID IL0312640
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Zentro.

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