38 Jonathan St, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 38 Jonathan St, Royal Oaks, CA 95076

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,385 sqft · built 1941
Lot Size0.162 acres (7,057 sqft)
OwnerCompany Name on File
Tax Bill$2,219 (2025)
Deeds & MortgagesOct 2022 Transfer
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone AO (high risk)
APN117-323-003-000

Property Details

APN / Parcel Number

Primary APN117-323-003-000
Alternative APN
  • 117-323-003

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,385 sqft Living Area
1st Floor Area1,385 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleL-Shape
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialWood Shingle
Lot Area7,057 sqft (0.162 acres)
Garage Area200 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Old Parcel Number117-323-003
Street Address38 JONATHAN ST
CityROYAL OAKS
StateCA
Zip95076-5221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMP OF FANNY C PORTER SUB 3 LOT 11
Legal SubdivisionMP OF FANNY C PORTER SUB 3
Legal Block1
Legal Lot Number11
JurisdictionMONTEREY CA
Township / Civil DivisionPAJARO
Census Block Group1
Census Block1002
Census Tract10101

Owner

Source: Monterey County records · APN 117-323-003-000

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address38 JONATHAN ST, ROYAL OAKS, CA 95076-5221
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2022Intrafamily Transfer, Transfer
Oct 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jun 23, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateOct 04, 2022
Transfer Doc0000046146
Record UpdatedSep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateOct 24, 2022
Property Address38 JONATHAN ST, ROYAL OAKS, CA 95076-5221
Document Number0000046146
Map ReferenceVOL 4 PG 53
Instrument DateOct 04, 2022
Instrument2022046146
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address38 JONATHAN ST, ROYAL OAKS, CA 95076-5221

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address38 JONATHAN ST, ROYAL OAKS, CA 95076-5221
Transaction TypeMortgage
Record UpdatedOct 19, 2021
Title CompanySTATES TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 JONATHAN ST, ROYAL OAKS, CA 95076-5221

Mortgage

Document Number0000066702
DateOct 07, 2021
Instrument2021066702
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueNov 01, 2031

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address38 JONATHAN ST, ROYAL OAKS, CA 95076-5221
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033517
DateJun 23, 2017
Instrument2017033517
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2032

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$80,273 (+2%) Land $11,527 Building $68,746
2025$2,219.00 (+73.09%) Homeowner's exemption$78,700 (+4.04%) Land $11,301 Building $67,399
2023$1,282.00 (+2.48%) Homeowner's exemption$75,646 Land $10,863 Building $64,783
2022$1,251.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), as of July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530101011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 114 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies114 in force
Nearby Flood Claims132 (1982–2023)
Claims Outside the SFHA5 of 132
Most Recent ClaimMar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Mar 2023 · 11 claims
  • Severe Storm And Flooding, Mar 2023 · 71 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 44 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Cruzio Internet
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 394 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA2710020, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPSMCSD - PAJARO
serves 3,500 people
Water SourceGroundwater
Last State InspectionSep 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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