31A Jonathan St, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 31A Jonathan St, Royal Oaks, CA 95076

Property Summary

Property Type	Apartments (5+ Units)
Details	2 bd · 1 ba · 2,592 sqft · built 1998
Lot Size	0.135 acres (5,868 sqft)
Owner	Individual Name on Record
Tax Bill	$9,728 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2019 Mortgage
Flood Zone	Zone AO (high risk)
APN	`117-324-002-000`

Property Details

APN / Parcel Number

Primary APN	`117-324-002-000`
Alternative APN	`117-324-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,592 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,868 sqft (0.135 acres)
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	117-324-002
Street Address	31A JONATHAN ST
City	ROYAL OAKS
State	CA
Zip	95076-5220
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	FANNY C PORTER SUB 3 LOT 19
Legal Subdivision	FANNY C PORTER SUB 3
Legal Lot Number	19
Jurisdiction	MONTEREY CA
Township / Civil Division	PAJARO
Census Block Group	1
Census Block	1001
Census Tract	10101

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31A JONATHAN ST, ROYAL OAKS, CA 95076-5220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Jun 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 10, 2015
Transfer Doc	0000072402
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	31A JONATHAN ST, ROYAL OAKS, CA 95076-5220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039329
Date	Aug 6, 2020
Instrument	2020039329

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	31A JONATHAN ST, ROYAL OAKS, CA 95076-5220
Document Number	0000027532
Instrument Date	Jun 25, 2019
Transaction Type	Mortgage
Record Updated	Jul 22, 2019
Title Company	CHICAGO TITLE SALINAS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31A JONATHAN ST ROYAL OAKS CA 950765220, ROYAL OAKS, CA 95076-5220

Mortgage

Document Number	0000027532
Date	Jul 2, 2019
Instrument	27532

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$601,900 (+2%) Land $147,102 Building $454,798
2025	$9,728.00 (+37.61%)	$590,099 (+4.04%) Land $144,218 Building $445,881
2023	$7,069.00 (+1.84%)	$567,187 Land $138,619 Building $428,568
2022	$6,941.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 114 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	114 in force
Nearby Flood Claims	132 (1982–2023)
Claims Outside the SFHA	5 of 132
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Mar 2023 · 11 claims Severe Storm And Flooding, Mar 2023 · 71 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PSMCSD - PAJARO serves 3,500 people · EPA ID CA2710020
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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