38 Hightower Rd, Talking Rock, GA 30175 Property Records

Pickens County property record for 38 Hightower Rd, Talking Rock, GA 30175

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,157 sqft · built 1971
Lot Size	20.9 acres (913,018 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (Jun 2026)
Tax Bill	$816 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`034-091-002`

Property Details

APN / Parcel Number

Primary APN	`034-091-002`
Alternative APN	`20075`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,157 sqft Heated Area
1st Floor Area	1,157 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1995
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	913,018 sqft (20.9 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	468 sqft
Canopy	192 sqft
Storage Building	5,250 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	20075
Street Address	38 HIGHTOWER RD
City	TALKING ROCK
State	GA
Zip	30175-3441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	DIST24 LL274,303 20.96AC HOUSE
Jurisdiction	PICKENS GA
Township / Civil Division	LUDVILLE
Census Block Group	1
Census Block	1026
Census Tract	50400

Owner

Source: Pickens County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 HIGHTOWER RD, TALKING ROCK, GA 30175-3441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer · FHA Mortgage SWBC MORTGAGE
Jan 29, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
Nov 2, 2020	Deed of Trust, Mortgage · Conventional with PMI AMERIS BK
Aug 1, 2018	Grant Deed, Transfer · Line of Credit STATE BK/GEORGIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Prior Sale	Jul 31, 2018 · Amount on Record
Deed Book / Page	1480 / 397
Prior Transfer Date	Nov 2, 2005
Prior Transfer Doc	0006800451
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PICKENS GA
Recording Date	Jun 22, 2026
Property Address	38 HIGHTOWER RD, TALKING ROCK, GA 30175-3441
Document Number	1480000397
Book / Page	1480 / 397
Instrument Date	Jun 17, 2026
Transaction Type	Transfer
Record Updated	Aug 17, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 HIGHTOWER RD, TALKING ROCK, GA 30175-3441

Mortgage

Document Number	1480000400,
Date	Jun 22, 2026
Book Page	1480/400

Lender

Name	SWBC MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	38 HIGHTOWER RD, TALKING ROCK, GA 30175-3441
Document Number	0012570492
Instrument Date	Jan 29, 2021
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	38 HIGHTOWER RD TALKING ROCK GA 301753441, TALKING ROCK, GA 30175-3441

Mortgage

Document Number	0012570492
Date	Feb 8, 2021
Book Page	001257/000492

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2051

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	38 HIGHTOWER RD, TALKING ROCK, GA 30175-3441
Document Number	0012420926
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 HIGHTOWER RD TALKING ROCK GA 301753441, TALKING ROCK, GA 30175-3441

Mortgage

Document Number	0012420926
Date	Nov 6, 2020
Book Page	001242/000926

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PICKENS GA
Recording Date	Aug 1, 2018
Property Address	38 HIGHTOWER RD, TALKING ROCK, GA 30175-3441
Document Number	0011550896
Book / Page	001155 / 000896
Instrument Date	Jul 31, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38 HIGHTOWER RD TALKING ROCK GA 301753441, TALKING ROCK, GA 30175-3441

Mortgage

Document Number	11550899
Date	Aug 1, 2018
Book Page	001155/000899

Lender

Name	STATE BK/GEORGIA
Type	Bank
Address	FAYETTEVILLE, GA 30214

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jul 31, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,821 (+73.86%) Land $111,732 Building $102,089	$534,550 (+73.86%) Land $279,329 Building $255,221
2025	$816.00 (-8.83%) Homeowner's exemption	$122,984 (+41.85%) Land $57,404 Building $65,580	$307,460 (+41.85%) Land $143,509 Building $163,951
2023	$895.00 (-49.23%) Homeowner's exemption	$86,698 (-) Land $49,415 Building $37,283	$216,745 (-) Land $123,538 Building $93,207
2022	$1,763.00 Homeowner's exemption	$86,698 Land $49,415 Building $37,283	$216,745 Land $123,538 Building $93,207

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 93% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber	2,500 / 2,500
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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