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38 Hardie Dr, Moraga, CA 94556 Property Records

Contra Costa County property record for 38 Hardie Dr, Moraga, CA 94556

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,725 sqft · built 1962
Lot Size0.682 acres (29,700 sqft)
Owner2 Trust Names on File
Last Sale$477,500 (Jun 1998)
Tax Bill$11,842 (2025)
Deeds & MortgagesAug 2017 Line of Credit
May 2021 Transfer
Flood ZoneZone X (minimal risk)
APN255-303-009-5

Property Details

APN / Parcel Number

Primary APN255-303-009-5
Alternative APN
  • 255-303-009

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories1 Story
Building Area2,725 sqft Living Area
1st Floor Area2,431 sqft
Basement Area294 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1967
Lot Area29,700 sqft (0.682 acres)
Garage TypeAttached
Garage Area533 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address38 HARDIE DR
CityMORAGA
StateCA
Zip94556-1134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionTRACT 2710 201
Legal SubdivisionTRACT NO 2710
Legal Tract2710
Legal Lot Number201
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group2
Census Block2008
Census Tract352201

Owner

38 Hardie Dr is held in a trust since February 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Trust Names on File
Mailing Address38 HARDIE DR, MORAGA, CA 94556-1134
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2017Deed of Trust, Mortgage · Line of Credit
PATELCO CU
May 28, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 1998 · Amount on File
Deed SaleJun 19, 1998 · Amount on File
Deed Document Number1998141029
Last Transfer DateFeb 25, 2021
Transfer Doc0000158934
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address38 HARDIE DR, MORAGA, CA 94556-1134
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyPLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000148464
DateAug 16, 2017
Instrument2017-148464
Lender
NamePATELCO CU
TypeCredit Union
AddressPLEASANTON, CA 94588
Agreement
TypeLine of Credit
AmountAmount on Record
Term302 Months
DueSep 30, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateMay 28, 2021
Property Address38 HARDIE DR, MORAGA, CA 94556-1134
Document Number0000158934
Map ReferenceVOL 79 PG 16
Instrument DateFeb 25, 2021
Instrument2021-158934
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address38 HARDIE DR, MORAGA, CA 94556-1134

Tax Assessment & Valuation

The 2025 property tax bill for 38 Hardie Dr was $11,842.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityMoraga Town
Secondary School DistrictAcalanes Union High School District (09 - 12)
Elementary School DistrictMoraga Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$925,056 (+2%) Land $488,600 Building $436,456
2025$11,842.00$906,919 Land $479,020 Building $427,899
2023$11,203.00 (+1.56%)$871,704 Land $460,420 Building $411,284
2022$11,031.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 38 Hardie Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Hardie Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100

May also be available: AT&T, Unwired.

Cell Coverage

5G (outdoors only) and 4G LTE

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