Suffolk County and Smithtown Town property record for 38 Gannet Dr, Commack, NY 11725
| Property Type | Duplex |
|---|---|
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $729,000 (Jun 2022) |
| Tax Bill | $14,233 (2024) |
| Deeds & Mortgages | Feb 2021 Refinance Dec 2021 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 148.-3-65 |
| Primary APN | 473489 148.-3-65 |
|---|---|
| Alternative APNs |
|
| Architectural Style | Duplex Single |
|---|---|
| Lot Area | 16,117 sqft (0.37 acres) |
| Street Address | 38 GANNET DR |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-4904 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 15-615776 TC-57 *3440 LOT 16 RONICK ESTATES |
| Legal Subdivision | MAP OF KONICK ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 65 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 135208 |
Source: Suffolk County and Smithtown Town records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38 GANNET DR, COMMACK, NY 11725-4904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance KRAFTSOW FT |
| Dec 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN PAMDAN LLC |
| Jun 13, 2022 | Deed, Transfer · Stand-Alone Refinance KEY BANK NA |
| Jan 11, 2021 | Grant Deed, Transfer NOT AVAILABLE |
| Jul 23, 2020 | Foreclosure NOT AVAILABLE |
| Aug 14, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2022 · Amount on Record |
| Deed Sale | Jun 13, 2022 · Amount on Record |
| Prior Sale | Jan 11, 2021 · Amount on Record |
| Deed Book / Page | 13160 / 83 |
| Prior Transfer Date | Apr 23, 2019 |
| Prior Transfer Doc | 0130640901 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 38 GANNET DR, COMMACK, NY 11725-4904 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0232260583 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | 23226/583 |
| Instrument | DL051620 |
| Name | KRAFTSOW FT |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 38 GANNET DR, COMMACK, NY 11725-4904 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0233630062 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 23363/62 |
| Instrument | DM055983 |
| Name | NORTHERN PAMDAN LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jun 13, 2022 |
| Property Address | 38 GANNET DR, COMMACK, NY 11725-4904 |
| Document Number | 0131600083 |
| Book / Page | 13160 / 83 |
| Instrument Date | Apr 28, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0234270045 |
|---|---|
| Date | Jun 13, 2022 |
| Book Page | 23427/45 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jan 11, 2021 |
| Property Address | 38 GANNET DR, COMMACK, NY 11725-4904 |
| Document Number | 0130860187 |
| Book / Page | 013086 / 000187 |
| Instrument Date | Sep 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,600.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1600 EXPRESSWAY DR #121 HAUPPAUGE NY 11788, 121, HAUPPAUGE, NY 11788 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jul 23, 2020 |
| Property Address | 38 GANNET DR, COMMACK, NY 11725-4904 |
| Document Number | 0130640901 |
| Book / Page | 013064 / 000901 |
| Instrument Date | Apr 23, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 24, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,664.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3900 WISCONSIN AVE NW WASHINGTON DC 200162806, WASHINGTON, DC 20016-2806 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 14, 2018 |
| Property Address | 38 GANNET DR, COMMACK, NY 11725-4904 |
| Document Number | 0129730799 |
| Book / Page | 012973 / 000799 |
| Instrument Date | Sep 1, 2016 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2380 HEMPSTEAD TPKE EAST MEADOW NY 115542030, EAST MEADOW, NY 11554-2030 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Hauppauge Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,120 (-) Land $400 Building $6,720 | $890,000 (+10,774.88%) Land $50,000 Building $840,000 | |
| 2024 | $14,233.00 | ||
| 2023 | $7,120 (-) Land $400 Building $6,720 | $8,184 (+12.65%) Land $460 Building $7,724 | |
| 2022 | $7,120 Land $400 Building $6,720 | $7,265 Land $408 Building $6,857 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1999) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures