32 Gannet Dr, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 32 Gannet Dr, Commack, NY 11725

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,395 sqft · built 1983
Lot Size1.06 acres (46,174 sqft)
Owner2 Individual Names on Record
Last Sale$540,000 (Jul 2002)
Tax Bill$11,917 (2024)
Deeds & MortgagesFeb 2020 Construction Loan
Feb 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN473489 148.-1-32.5

Property Details

APN / Parcel Number

Primary APN473489 148.-1-32.5
Alternative APNs
  • 0800-148.00-01.00-032.005
  • 348914800000010320050000
  • 47340034655

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,395 sqft Living Area
Gross Area3,170 sqft
1st Floor Area1,250 sqft
2nd Floor Area1,145 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleColonial
Exterior MaterialWood
Lot Area46,174 sqft
View / LotSuburban
Garage TypeAttached
Garage Area775 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area539 sqft
Shed1 Shed
Shed Area70 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address32 GANNET DR
CityCOMMACK
StateNY
Zip11725-4904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2-83976.9 TC-57 WESTPORT ACRES *7109LOT 9
Legal SubdivisionWESTPORT ACRES
Legal Block1
Legal Lot Number32
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group2
Census Block2022
Census Tract135208

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address32 GANNET DR, COMMACK, NY 11725-4904
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2020Deed of Trust, Mortgage · Construction Mortgage
ISLAND FCU
Feb 4, 2020Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage
ISLAND FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2002 · Amount on Record
Deed SaleJul 2, 2002 · Amount on Record
Prior SaleNov 6, 2000 · Amount on Record
Deed Book / Page12195 / 155
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address32 GANNET DR, COMMACK, NY 11725-4904
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0231080918
DateFeb 25, 2020
Book Page23108/918
InstrumentDK042291
Lender
NameISLAND FCU
TypeCredit Union
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2035

February 2020: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSUFFOLK NY
Property Address32 GANNET DR, COMMACK, NY 11725-4904
Document Number0231080919
Instrument DateFeb 4, 2020
Transaction TypeMortgage
Record UpdatedJun 1, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 GANNET DR COMMACK NY 117254904, COMMACK, NY 11725-4904

Mortgage

Document Number0231080919
DateFeb 25, 2020
Book Page023108/000919
Lender
NameISLAND FCU
TypeCredit Union
AddressHAUPPAUGE, NY 11788
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 24, 2035
Interest
Rate TypeFixed Rate
Rate2.75%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictCommack Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,460 (-) Land $900 Building $5,560$807,500 (+10,775.42%) Land $112,500 Building $695,000
2024$11,917.00
2023$6,460 Land $900 Building $5,560$7,425 Land $1,034 Building $6,391

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–1999)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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