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38 Foremost Mountain Rd, Towaco, NJ 07082 Property Records

Morris County and Montville Township property record for 38 Foremost Mountain Rd, Towaco, NJ 07082

Property Summary

Property TypeSingle Family Home
Details2,167 sqft · built 1967
Lot Size0.65 acres (28,314 sqft)
Owner2 Individual Names on File
Last Sale$425,000 (Aug 2004)
Tax Bill$13,724 (2024)
Deeds & MortgagesDec 2025 Line of Credit
APN21-00130-0000-00001

Property Details

APN / Parcel Number

Primary APN21-00130-0000-00001
Alternative APN
  • 210013000001

Interior

Stories1 Story
Building Area2,167 sqft Living Area
1st Floor Area2,167 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Exterior MaterialAluminum/Vinyl
Lot Area28,314 sqft (0.65 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address38 FOREMOST MOUNTAIN RD
CityTOWACO
StateNJ
Zip07082-1520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR27A
Legal DescriptionADDITIONAL LOTS: 180X215 IRR
Legal Block130
Legal Lot Number1
JurisdictionMORRIS NJ
Township / Civil DivisionMONTVILLE
Census Block Group2
Census Block2026
Census Tract40805

Owner

Source: Morris County and Montville Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address38 FOREMOST MOUNTAIN RD, TOWACO, NJ 07082-1520
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2004 · Amount on File
Deed SaleAug 11, 2004 · Amount on File
Deed Book / Page6132 / 140
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address38 FOREMOST MOUNTAIN RD, TOWACO, NJ 07082-1520
Transaction TypeMortgage
Record UpdatedJan 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0250331865
DateDec 19, 2025
Book Page25033/1865
Instrument2025053850
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 9, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Morris County and Montville Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
County SubdivisionMontville Township
Unified School DistrictMontville Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$514,200 (-) Land $232,500 Building $281,700$514,200 (-) Land $232,500 Building $281,700
2025$514,200 (-) Land $232,500 Building $281,700$514,200 (-) Land $232,500 Building $281,700
2024$13,724.00 (+5.9%)
2023$514,200 Land $232,500 Building $281,700$514,200 Land $232,500 Building $281,700
2022$12,959.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1999–2021)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTVILLE TWP MUA
serves 22,000 people · EPA ID NJ1421003
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
not recorded as resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
Optimum
Cable · Fiber in parts of the area		940 / 35

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