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22 Foremost Mountain Rd, Towaco, NJ 07082 Property Records

Morris County and Montville Township property record for 22 Foremost Mountain Rd, Towaco, NJ 07082

Property Summary

Property TypeSingle Family Home
Details1,620 sqft · built 1962
Lot Size0.64 acres (27,878 sqft)
Owner2 Individual Names on Record
Last Sale$709,000 (Aug 2024)
Tax Bill$10,572 (2024)
Deeds & MortgagesAug 2026 Line of Credit
Dec 2025 Mortgage
APN21-00130-0000-00009

Property Details

APN / Parcel Number

Primary APN21-00130-0000-00009
Alternative APN
  • 210013000009

Interior

Stories1 Story
Building Area1,620 sqft Living Area
1st Floor Area1,620 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Construction TypeFrame
Lot Area27,878 sqft (0.64 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address22 FOREMOST MOUNTAIN RD
CityTOWACO
StateNJ
Zip07082-1520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR27A
Legal DescriptionADDITIONAL LOTS: 115X235 IRR
Legal SubdivisionFOREMOST MOUNTAIN ESTATES INC
Legal Block130
Legal Lot Number9
JurisdictionMORRIS NJ
Township / Civil DivisionMONTVILLE
Census Block Group2
Census Block2026
Census Tract40805

Owner

Source: Morris County and Montville Township records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address22 FOREMOST MOUNTAIN RD, TOWACO, NJ 07082-1520
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2026Deed of Trust, Mortgage · Line of Credit
BOGOTA SAVINGS BANK
Dec 23, 2025Deed of Trust, Mortgage · Conventional Mortgage
LOANUNITED.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2024 · Amount on Record
Deed SaleAug 21, 2024 · Amount on Record
Prior SaleMay 29, 2002 · Amount on Record
Deed Document Number202432215
Deed Book / Page24795 / 1430
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Recording DateAug 12, 2026
Property Address22 FOREMOST MOUNTAIN RD, TOWACO, NJ 07082-1520
Document Number0000036502
Book / Page25157 / 1406
Instrument DateAug 5, 2026
Instrument202636502
Transaction TypeMortgage
Record UpdatedAug 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 FOREMOST MOUNTAIN RD, TOWACO, NJ 07082-1520

Mortgage

Document Number0000036502,
DateAug 12, 2026
Book Page25157/1406
Instrument202636502
Lender
NameBOGOTA SAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Max Rate-1%

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address22 FOREMOST MOUNTAIN RD, TOWACO, NJ 07082-1520
Transaction TypeMortgage
Record UpdatedJan 8, 2026
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 FOREMOST MOUNTAIN RD, TOWACO, NJ 07082-1520

Mortgage

Document Number0250340503
DateDec 23, 2025
Book Page25034/503
Instrument2025053943
Lender
NameLOANUNITED.COM LLC
TypeMortgage Company
AddressDULUTH, GA 30096
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

Source: Morris County and Montville Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
County SubdivisionMontville Township
Unified School DistrictMontville Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$396,100 (-) Land $208,800 Building $187,300$396,100 (-) Land $208,800 Building $187,300
2025$396,100 (-) Land $208,800 Building $187,300$396,100 (-) Land $208,800 Building $187,300
2024$10,572.00 (+3.9%)
2023$396,100 Land $208,800 Building $187,300$396,100 Land $208,800 Building $187,300
2022$10,175.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1999–2021)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTVILLE TWP MUA
serves 22,000 people · EPA ID NJ1421003
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
not recorded as resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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