38 Fallen Oak Trl, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 38 Fallen Oak Trl, Saint Augustine, FL 32095 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,387 sqft · built 2018
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$443,000 (Nov 2021)
Tax Bill$7,912 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Mar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN027014-0820

Property Details

APN / Parcel Number

Primary APN027014-0820

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,387 sqft Living Area
Gross Area2,807 sqft
1st Floor Area1,122 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.12 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area244 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address38 FALLEN OAK TRL
CitySAINT AUGUSTINE
StateFL
Zip32095-9021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description81/80-84 BANNON LAKES PHASE 1A-1 LOT 82 OR5408/176
Legal Range28E
Legal Township06S
Legal Section11
Legal SubdivisionBANNON LAKES PHASE 1A-1
Legal Phase1A
Legal Lot Number82
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2065
Census Tract20904

Owner

Source: St. Johns County records · APN 027014-0820

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address38 FALLEN OAK TRL, SAINT AUGUSTINE, FL 32095-9021
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Nov 01, 2021Warranty Deed, Transfer · Conventional Mortgage
BANK OF ENGLAND
Mar 05, 2018Grant Deed, Transfer · FHA Mortgage
KBHS HM LNS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 01, 2021 · Amount on Record
Deed SaleNov 01, 2021 · Amount on Record
Prior SaleMar 05, 2018 · Amount on Record
Deed Document Number2021118440
Deed Book / Page5408 / 176
Record UpdatedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 01, 2021
Property Address38 FALLEN OAK TRL, SAINT AUGUSTINE, FL 32095-9021
Document Number0054080176
Book / Page5408 / 176
Map ReferenceMB 81 PG 80-84
Instrument DateOct 25, 2021
Instrument2021118440
Transaction TypeTransfer
Record UpdatedJan 28, 2022
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,101.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1120 GARDEN HILLS LOOP, 1120, RICHMOND HILL, GA 31324-5949

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 FALLEN OAK TRL, ST AUGUSTINE, FL 32095-9021

Mortgage

Document Number0005408178
DateNov 01, 2021
Instrument5408/178
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 01, 2036

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateMar 05, 2018
Property Address38 FALLEN OAK TRL, SAINT AUGUSTINE, FL 32095-9021
Document Number0045111748
Book / Page004511 / 001748
Instrument DateFeb 28, 2018
Instrument14644
Transaction TypeTransfer
Record UpdatedMar 13, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,190.92
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address38 FALLEN OAK TRL ST AUGUSTINE FL 320959021, ST AUGUSTINE, FL 32095-9021

Mortgage

Document Number45111750
DateMar 05, 2018
Book Page004511/001750
Instrument14645
Lender
NameKBHS HM LNS LLC
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 04, 2048

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$369,489 (-4.2%) Land $85,000 Building $284,489$369,489 (-4.2%) Land $85,000 Building $284,489
2025$7,912.00 (+7.12%) Homeowner's exemption Disabled Person's exemption$385,676 (+1.92%)$385,676 (-2.76%) Land $90,000 Building $295,676
2024$7,386.00 (+1.23%)
2023$7,296.00 (-0.59%) Homeowner's exemption Disabled Person's exemption$378,407 (+9.54%)$396,614 (+14.81%) Land $95,000 Building $301,614
2022$7,339.00$345,448$345,448 Land $78,400 Building $267,048

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire LikelihoodAbout 1 in 625 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Fallen Oak Trl

Nearby Streets

Search Property Records by Address or Parcel Number