Middlesex County and Reading Town property record for 38 Emerald Dr, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 2000 |
| Square Footage | 4,860 sqft Living Area |
| Lot Size | 20,656 sqft (0.474 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,230,000 (2022) |
| Tax Bill | $15,091.00 (2025) |
| Primary APN | READ M:009.0-0000-0026.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 14 Rooms |
| Building Area | 4,860 sqft Living Area |
| Gross Area | 6,655 sqft Gross Area |
| Basement Area | 1,761 sqft Basement |
| Unfinished Basement | 493 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 20,656 sqft (0.474 acres) |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 360000000460 |
|---|---|
| Street Address | 38 EMERALD DR |
| City | READING |
| State | MA |
| Zip | 01867-3378 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 3 |
| Census Block | 3014 |
| Census Tract | 334100 |
Source: Middlesex County and Reading Town records · APN READ M:009.0-0000-0026.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 EMERALD DR, READING, MA 01867-3378 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Feb 02, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance GUARANTEED RATE INC |
| Dec 01, 2022 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage ANDREW CHIANG |
| Dec 23, 2019 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 01, 2022 · Amount on Record |
| Deed Sale | Dec 01, 2022 · Amount on Record |
| Prior Sale | Dec 23, 2019 · Amount on Record |
| Deed Book / Page | 81010 / 114 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 38 EMERALD DR, READING, MA 01867-3378 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 076863-221 |
|---|---|
| Date | Feb 02, 2021 |
| Book Page | 76863/221 |
| Instrument | 24128 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Dec 01, 2022 |
| Property Address | 38 EMERALD DR, READING, MA 01867-3378 |
| Document Number | 081010-114 |
| Book / Page | 81010 / 114 |
| Instrument Date | Dec 01, 2022 |
| Instrument | 175790 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 38 EMERALD DR, READING, MA 01867-3378 |
| Document Number | 0000175791 |
|---|---|
| Date | Dec 01, 2022 |
| Instrument | 175791 |
| Name | ANDREW CHIANG |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Dec 23, 2019 |
| Property Address | 38 EMERALD DR, READING, MA 01867-3378 |
| Document Number | 073876-281 |
| Book / Page | 73876 / 281 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 204004 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 EMERALD DR, READING, MA 01867-3378 |
| Document Number | 0000204005 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 204005 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,091.00 (+0.33%) | $1,324,900 (+3.23%) Land $534,000 Building $790,900 | $1,410,180 (+3.12%) |
| 2024 | $15,041.00 (+6.87%) | $1,283,400 (+14.8%) Land $517,300 Building $766,100 | $1,367,525 |
| 2023 | $14,074.00 | $1,117,900 Land $450,600 Building $667,300 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low 4th percentile nationally · 8th in Massachusetts |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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