Middlesex County and Reading Town property record for 20 Emerald Dr, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2000 |
| Square Footage | 2,622 sqft Living Area |
| Lot Size | 20,804 sqft (0.478 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $256,000 (1992) |
| Tax Bill | $12,963.00 (2025) |
| Primary APN | READ M:009.0-0000-0023.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,622 sqft Living Area |
| Gross Area | 4,246 sqft Gross Area |
| Basement Area | 1,358 sqft Basement |
| Unfinished Basement | 1,358 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 20,804 sqft (0.478 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 360000000430 |
|---|---|
| Street Address | 20 EMERALD DR |
| City | READING |
| State | MA |
| Zip | 01867-3378 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 3 |
| Census Block | 3014 |
| Census Tract | 334100 |
Source: Middlesex County and Reading Town records · APN READ M:009.0-0000-0023.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 EMERALD DR, READING, MA 01867-3378 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 26, 2017 | Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SAVINGS BANK |
| Jan 18, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance PENTUCKET BANK |
| Jan 18, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance PENTUCKET BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 02, 1992 · Amount on Record |
| Deed Sale | Jun 02, 1992 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 20 EMERALD DR, READING, MA 01867-3378 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0068814-73 |
|---|---|
| Date | Jan 26, 2017 |
| Book Page | 68814/73 |
| Instrument | 14329 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 20 EMERALD DR, READING, MA 01867-3378 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 079546-441 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 79546/441 |
| Instrument | 9120 |
| Name | PENTUCKET BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 20 EMERALD DR, READING, MA 01867-3378 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 079546-458 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 79546/458 |
| Instrument | 9121 |
| Name | PENTUCKET BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2042 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,963.00 (+0.29%) | $1,138,100 (+3.19%) Land $534,600 Building $603,500 | $1,031,795 (-1.95%) |
| 2024 | $12,926.00 (+6.71%) | $1,102,900 (+14.63%) Land $517,900 Building $585,000 | $1,052,315 |
| 2023 | $12,113.00 | $962,100 Land $451,100 Building $511,000 |
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