Norfolk County and Needham Town property record for 38 Elmwood Rd, Needham, MA 02492
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,291 sqft · built 1950 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $465,000 (May 2009) |
| Tax Bill | $8,734 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Feb 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0070003300000 |
| Primary APN | M:0070003300000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,291 sqft Living Area |
| 1st Floor Area | 1,291 sqft |
| Basement Area | 931 sqft |
| Unfinished Basement | 631 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 38 ELMWOOD RD |
|---|---|
| City | NEEDHAM |
| State | MA |
| Zip | 02492-4508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Block | 33 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 7 |
| Census Block | 7004 |
| Census Tract | 403100 |
38 Elmwood Rd is owned and occupied by two individuals who bought it in May 2009.
Source: Norfolk County and Needham Town records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 ELMWOOD RD, NEEDHAM, MA 02492-4508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Feb 3, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2009 · Amount on File |
| Deed Sale | May 1, 2009 · Amount on File |
| Deed Document Number | 200945216 |
| Deed Book / Page | 26608 / 419 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 38 ELMWOOD RD, NEEDHAM, MA 02492-4508 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 042575-522 |
|---|---|
| Date | Aug 8, 2025 |
| Book Page | 42575/522 |
| Instrument | 54540 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 38 ELMWOOD RD, NEEDHAM, MA 02492-4508 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38953-412 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 38953/412 |
| Instrument | 14117 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Mar 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 38 Elmwood Rd was $8,734.
Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,734.00 | $824,000 Land $670,900 Building $153,100 | $908,010 (+0.34%) |
| 2024 | $904,970 | ||
| 2023 | $9,208.00 | $706,100 Land $573,200 Building $132,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Elmwood Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2018–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Elmwood Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures