Norfolk County and Needham Town property record for 32 Elmwood Rd, Needham, MA 02492
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,644 sqft · built 1951 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,160,000 (Apr 2014) |
| Tax Bill | $14,525 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0070003400000 |
| Primary APN | M:0070003400000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 1,644 sqft Living Area |
| Gross Area | 3,498 sqft |
| 1st Floor Area | 1,644 sqft |
| Basement Area | 1,620 sqft |
| Unfinished Basement | 1,620 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 32 ELMWOOD RD |
|---|---|
| City | NEEDHAM |
| State | MA |
| Zip | 02492-4508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Subdivision | NEEDHAM |
| Legal Block | 34 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 7 |
| Census Block | 7004 |
| Census Tract | 403100 |
32 Elmwood Rd is owner-occupied and held in a trust since April 2014.
Source: Norfolk County and Needham Town records, as of August 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 32 ELMWOOD RD, NEEDHAM, MA 02492-4508 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| May 12, 2021 | Deed of Trust, Mortgage · Balloon Mortgage THIRD FEDERAL SAVING & LOAN ASSOC |
| Mar 11, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2014 · Amount on File |
| Deed Sale | Apr 25, 2014 · Amount on File |
| Prior Sale | Apr 7, 2005 · Amount on File |
| Deed Document Number | 201430404 |
| Deed Book / Page | 32200 / 340 |
| Transfer Doc | 032200-340 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 32 ELMWOOD RD, NEEDHAM, MA 02492-4508 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0039041-90 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 39041/90 |
| Instrument | 23213 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 32 ELMWOOD RD, NEEDHAM, MA 02492-4508 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039383-139 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 39383/139 |
| Instrument | 62053 |
| Name | THIRD FEDERAL SAVING & LOAN ASSOC |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Mar 11, 2026 |
| Property Address | 32 ELMWOOD RD, NEEDHAM, MA 02492-4508 |
| Document Number | 0042979-56 |
| Book / Page | 42979 / 56 |
| Instrument Date | Mar 3, 2026 |
| Instrument | 15153 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 ELMWOOD RD, NEEDHAM, MA 02492-4508 |
The 2025 property tax bill for 32 Elmwood Rd was $14,525.
Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,525.00 | $1,370,300 Land $670,900 Building $699,400 | $2,057,985 (-1%) |
| 2024 | $2,078,695 | ||
| 2023 | $17,750.00 | $1,361,200 Land $573,200 Building $788,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32 Elmwood Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2018–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Elmwood Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures