Bergen County and Rutherford Borough property record for 38 Elm St, Rutherford, NJ 07070 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,733 sqft · built 1918 |
| Lot Size | 0.099 acres (4,299 sqft) |
| Owner | Individual Name on File |
| Last Sale | $590,000 (Dec 2019) |
| Tax Bill | $15,395 (2025) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage May 2019 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-00052-0000-00029 |
| Primary APN | 56-00052-0000-00029 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,733 sqft Living Area |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Construction Type | Frame |
| Lot Area | 4,299 sqft (0.099 acres) |
| Lot Dimensions | 100 ft deep x 43 ft wide |
| Street Address | 38 ELM ST |
|---|---|
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-1263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 43X100 |
| Legal Block | 52 |
| Legal Lot Number | 29 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 51300 |
Source: Bergen County and Rutherford Borough records · APN 56-00052-0000-00029
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 ELM ST, RUTHERFORD, NJ 07070-1263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2019 | Deed with Mortgage, Transfer · Conventional Mortgage NJ LENDERS |
| May 30, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 16, 2019 · Amount on Record |
| Deed Sale | Dec 16, 2019 · Amount on Record |
| Deed Document Number | 201987848 |
| Deed Book / Page | 3440 / 2074 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 16, 2019 |
| Property Address | 38 ELM ST, RUTHERFORD, NJ 07070-1263 |
| Document Number | 0034402074 |
| Book / Page | 003440 / 002074 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 87848 |
| Transaction Type | Transfer |
| Record Updated | Jan 02, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $590.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 ELM ST RUTHERFORD NJ 070701263, RUTHERFORD, NJ 07070-1263 |
| Document Number | 34402079 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 003440/002079 |
| Instrument | 87848 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 15, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 30, 2019 |
| Property Address | 38 ELM ST, RUTHERFORD, NJ 07070-1263 |
| Document Number | 0032540666 |
| Book / Page | 003254 / 000666 |
| Instrument Date | May 07, 2019 |
| Instrument | 33630 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $328.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 119 SANFORD AVE LYNDHURST NJ 070713007, LYNDHURST, NJ 07071-3007 |
Source: Bergen County and Rutherford Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $481,100 (-) Land $223,000 Building $258,100 | $481,100 (-) Land $223,000 Building $258,100 | |
| 2025 | $15,395.00 (+2.53%) | $481,100 (-) Land $223,000 Building $258,100 | $481,100 (-) Land $223,000 Building $258,100 |
| 2024 | $15,015.00 (+5.12%) | ||
| 2023 | $481,100 Land $223,000 Building $258,100 | $481,100 Land $223,000 Building $258,100 | |
| 2022 | $14,283.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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