Bergen County and Rutherford Borough property record for 34 Elm St, Rutherford, NJ 07070
| Property Type | Single Family Home |
|---|---|
| Details | 1,211 sqft · built 1918 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $515,000 (Feb 2022) |
| Tax Bill | $12,659 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-00052-0000-00032 |
| Primary APN | 56-00052-0000-00032 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,211 sqft Living Area |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,500 sqft (0.057 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Street Address | 34 ELM ST |
|---|---|
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-1263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 25X100 |
| Legal Subdivision | SHELTER RUTHERFORD PARK |
| Legal Block | 52 |
| Legal Lot Number | 32 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 51300 |
34 Elm St is owned and occupied by an individual who bought it in February 2022.
Source: Bergen County and Rutherford Borough records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 34 ELM ST, RUTHERFORD, NJ 07070-1263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC |
| Jun 3, 2021 | Bargain and Sale Deed, Transfer WFG NATIONAL TITLE INS CO |
| Jan 23, 2020 | Deed, Transfer · Stand-Alone First Mortgage FINANCE AMERICA LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2022 · Amount on File |
| Deed Sale | Feb 2, 2022 · Amount on File |
| Prior Sale | Jun 3, 2021 · Amount on File |
| Deed Document Number | 202215023 |
| Deed Book / Page | 4566 / 846 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 2, 2022 |
| Property Address | 34 ELM ST, RUTHERFORD, NJ 07070-1263 |
| Document Number | 0045660846 |
| Book / Page | 4566 / 846 |
| Instrument Date | Dec 28, 2021 |
| Instrument | 2022015023 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,319.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 FIELDSTONE DR, 104, BASKING RIDGE, NJ 07920-1608 |
| Name | Verified Name |
|---|---|
| Address | 34 ELM ST, RUTHERFORD, NJ 07070-1263 |
| Document Number | 2022015024 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | 2022015024 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 34 ELM ST, RUTHERFORD, NJ 07070-1263 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0042731749 |
|---|---|
| Date | Jul 15, 2021 |
| Book Page | 4273/1749 |
| Instrument | 2021114021 |
| Name | INTERCONTINENTAL CAPITAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 3, 2021 |
| Property Address | 34 ELM ST, RUTHERFORD, NJ 07070-1263 |
| Document Number | 0041851698 |
| Book / Page | 4185 / 1698 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 2021088695 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | WFG NATIONAL TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $12.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 399 LINCOLN AVE APT 510, 510, ORANGE, NJ 07050-2252 |
| Name | Verified Name |
|---|---|
| Address | 34 ELM ST, RUTHERFORD, NJ 07070-1263 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 23, 2020 |
| Property Address | 34 ELM ST, RUTHERFORD, NJ 07070-1263 |
| Document Number | 0034721475 |
| Book / Page | 3472 / 1475 |
| Instrument Date | Dec 27, 2019 |
| Instrument | 2020006962 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | NEW MILLENNIUM TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34 ELM ST, RUTHERFORD, NJ 07070-1263 |
| Document Number | 2020006964 |
|---|---|
| Date | Jan 23, 2020 |
| Instrument | 2020006964 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 34 Elm St was $12,659, up 2.5% from the year before.
Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $395,600 (-) Land $184,500 Building $211,100 | $395,600 (-) Land $184,500 Building $211,100 | |
| 2025 | $12,659.00 (+2.54%) | $395,600 Land $184,500 Building $211,100 | $395,600 Land $184,500 Building $211,100 |
| 2024 | $12,346.00 | ||
| 2023 | $395,600 Land $184,500 Building $211,100 | $395,600 Land $184,500 Building $211,100 | |
| 2022 | $11,745.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 34 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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