38 Elm St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 38 Elm St, Marblehead, MA 01945 · Last verified April 2026

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 3,125 sqft · built 1750
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Trust Names on File
Last Sale	$99,000 (May 1987)
Tax Bill	$11,572 (2025)
Deeds & Mortgages	Sep 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0150 B:0072 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0150 B:0072 L:0`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,125 sqft Living Area
Gross Area	4,602 sqft
Basement Area	1,146 sqft
Unfinished Basement	1,146 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1750
Effective Year Built	Effective 1750
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,800 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	38 ELM ST
City	MARBLEHEAD
State	MA
Zip	01945-3404
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Block	72
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	1
Census Block	1009
Census Tract	203302

Owner

Source: Essex County and Marblehead Town records · APN MARB M:0150 B:0072 L:0

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	38 ELM ST, MARBLEHEAD, MA 01945-3404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 14, 1987 · Amount on Record
Deed Sale	May 14, 1987 · Amount on Record
Last Transfer Date	Sep 16, 2025
Transfer Doc	042971-131
Record Updated	Jun 08, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Sep 26, 2025
Property Address	38 ELM ST, MARBLEHEAD, MA 01945-3404
Document Number	042971-131
Book / Page	42971 / 131
Instrument Date	Sep 16, 2025
Instrument	20250926001860
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 ELM ST, MARBLEHEAD, MA 01945-3404

Tax Assessment & Valuation

Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$11,572.00 (+15.48%)	$1,278,700 (+14.33%) Land $743,000 Building $535,700
2024	$10,021.00 (+0.31%)	$1,118,400 (+11.95%) Land $743,000 Building $375,400
2023	$9,990.00	$999,000 Land $640,100 Building $358,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092033021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 47 individual NFIP policies nearby
Nearby Flood Policies	49 units insured (2 under condo master policies) 31 of 47 individual policies on primary residences
Nearby Flood Claims	17 (1978–2024)
Claims Outside the SFHA	4 of 17
Most Recent Claim	Jan 2024, tidal / storm surge
Flood Events	Severe Winter Storm And Flooding (Mar 2018), 3 claims Extreme Weather Conditons And Flooding (Oct 1996), 2 claims Coastal Storms, Flood, Ice & Snow (Feb 1978), 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Marblehead Historic District listed 1984 · 988 contributing resources · NRIS 84002402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.