33 Elm St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 33 Elm St, Marblehead, MA 01945

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,740 sqft · built 1850
Lot Size	0.129 acres (5,606 sqft)
Owner	Individual Name on File
Tax Bill	$11,191 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0150 B:0067 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0150 B:0067 L:0`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,740 sqft Living Area
Gross Area	4,390 sqft
Basement Area	1,109 sqft
Unfinished Basement	1,109 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,606 sqft (0.129 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	33 ELM ST
City	MARBLEHEAD
State	MA
Zip	01945-3484
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	CR
Legal Block	67
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	1
Census Block	1011
Census Tract	203302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Marblehead Historic District listed 1984 · 988 contributing resources · NRIS 84002402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	33 ELM ST, MARBLEHEAD, MA 01945-3484
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	33 ELM ST, MARBLEHEAD, MA 01945-3484
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38545-414
Date	May 26, 2020
Book Page	38545/414
Instrument	20200526001210

Lender

Name	MARBLEHEAD SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2040

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,191.00 (+14.79%)	$1,236,600 (+13.65%) Land $761,300 Building $475,300
2024	$9,749.00 (+0.84%)	$1,088,100 (+12.55%) Land $761,300 Building $326,800
2023	$9,668.00	$966,800 Land $655,900 Building $310,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 individual policies
Nearby Flood Policies	49 units insured incl. 2 condo units
Nearby Flood Claims	17 (1978–2024)
Claims Outside the SFHA	4 of 17
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 3 claims Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 949 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20