38 E Twin Rd, Highlands, NJ 07732 Property Records

Monmouth County and Middletown Township property record for 38 E Twin Rd, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,169 sqft · built 1908
Lot Size	0.245 acres (10,682 sqft)
Owner	Individual Name on Record
Last Sale	$825,000 (Jan 2021)
Tax Bill	$16,222 (2025)
Deeds & Mortgages	Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`32-00774-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`32-00774-0000-00001`
Alternative APNs	`3201443000000001` `320077400001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,169 sqft Living Area
1st Floor Area	1,180 sqft
Upper Floors Area	1,140 sqft
Basement Area	874 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	10,682 sqft (0.245 acres)
Lot Dimensions	109 ft deep x 98 ft wide
Terrain	Rolling
Porch	Open Porch

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Old Parcel Number	3201443000000001
Street Address	38 E TWIN RD
City	HIGHLANDS
State	NJ
Zip	07732-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R45
Legal Description	ADDITIONAL LOTS: T/A:EXPIRES 12/12
Legal Subdivision	INCL
Legal Block	774
Legal Lot Number	1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	4
Census Block	4011
Census Tract	800900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Water Witch Club Historic District listed 2004 · 54 contributing resources · NRIS 04000147

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 E TWIN RD, HIGHLANDS, NJ 07732-2127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2021 · Amount on Record
Deed Sale	Jan 14, 2021 · Amount on Record
Prior Sale	Jan 11, 1996 · Amount on Record
Deed Document Number	20218352
Deed Book / Page	9473 / 5306
Record Updated	Sep 20, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 14, 2021
Property Address	38 E TWIN RD, HIGHLANDS, NJ 07732-2127
Document Number	0000008352
Book / Page	009473 / 005306
Instrument Date	Nov 10, 2020
Instrument	8352
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$825.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 E TWIN RD HIGHLANDS NJ 077322127, HIGHLANDS, NJ 07732-2127

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,077,800 (+7.23%) Land $563,700 Building $514,100	$1,077,800 (+7.23%) Land $563,700 Building $514,100
2025	$16,222.00 (+1.1%)	$1,005,100 (+18.95%) Land $495,700 Building $509,400	$1,005,100 (+18.95%) Land $495,700 Building $509,400
2024	$16,045.00 (+6.12%)
2023		$845,000 Land $373,200 Building $471,800	$845,000 Land $373,200 Building $471,800
2022	$15,120.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1992–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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