36 E Twin Rd, Highlands, NJ 07732 Property Records

Monmouth County and Middletown Township property record for 36 E Twin Rd, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,796 sqft · built 1977
Lot Size	0.377 acres (16,435 sqft)
Owner	2 Individual Names on Record
Tax Bill	$22,068 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`32-00773-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`32-00773-0000-00001`
Alternative APNs	`320077300001` `8325`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,796 sqft Living Area
1st Floor Area	1,616 sqft
Upper Floors Area	742 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	16,435 sqft (0.377 acres)
Lot Dimensions	95 ft deep x 173 ft wide
Terrain	Rolling
Garage Type	Attached
Porch	Open Porch
Deck Area	312 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	8325
Street Address	36 E TWIN RD
City	HIGHLANDS
State	NJ
Zip	07732-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R45
Legal Description	MONMOUTH HILLS
Legal Subdivision	WATER WITCH CLUB
Legal Block	773
Legal Lot Number	1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	4
Census Block	4011
Census Tract	800900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Water Witch Club Historic District listed 2004 · 54 contributing resources · NRIS 04000147

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	36 E TWIN RD, HIGHLANDS, NJ 07732-2127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Line of Credit INVESTORS BANK
Dec 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2003
Deed Sale	Mar 12, 2003
Deed Book / Page	8201 / 1019
Last Transfer Date	Sep 25, 2019
Transfer Doc	0093830781
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	36 E TWIN RD, HIGHLANDS, NJ 07732-2127
Transaction Type	Mortgage
Record Updated	May 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094979892
Date	Apr 6, 2021
Book Page	9497/9892
Instrument	2021054233

Lender

Name	INVESTORS BANK
Type	Bank
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 10, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 4, 2019
Property Address	36 E TWIN RD, HIGHLANDS, NJ 07732-2127
Document Number	0000114963
Book / Page	009383 / 000781
Instrument Date	Sep 25, 2019
Instrument	114963
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	36 E TWIN RD HIGHLANDS NJ 077322127, HIGHLANDS, NJ 07732-2127

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,453,200 (+6.28%) Land $649,800 Building $803,400	$1,453,200 (+6.28%) Land $649,800 Building $803,400
2025	$22,068.00 (+1.38%)	$1,367,300 (+84.07%) Land $571,100 Building $796,200	$1,367,300 (+84.07%) Land $571,100 Building $796,200
2024	$21,768.00 (+60.07%)
2023		$742,800 Land $425,700 Building $317,100	$742,800 Land $425,700 Building $317,100
2022	$13,599.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1992–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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