38 E Saddle Notch Ln, Tuckasegee, NC 28783 Property Records

Jackson County property record for 38 E Saddle Notch Ln, Tuckasegee, NC 28783

Property Summary

Property Type	Other Improved
Details	4 bd · 4 ba · 2,168 sqft · built 2016
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Company Names on Record
Last Sale	$485,000 (Oct 2021)
Tax Bill	$1,609 (2023)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7596-02-0937`

Property Details

APN / Parcel Number

Primary APN	`7596-02-0937`
Alternative APN	`183391`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,168 sqft
Gross Area	2,370 sqft
1st Floor Area	1,362 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Single Wall
Lot Area	2,614 sqft (0.06 acres)
Porch	Porch
Porch Area	439 sqft
Patio Area	372 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	183391
Street Address	38 E SADDLE NOTCH LN
City	TUCKASEGEE
State	NC
Zip	28783
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LT 6 SADDLE NOTCH EAST VILLAS
Legal Subdivision	BEAR LAKE RESERVE
Legal Lot Number	6
Jurisdiction	JACKSON NC
Township / Civil Division	CANADA
Census Block Group	1
Census Block	1028
Census Tract	950800

Owner

Source: Jackson County records, as of August 10, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	223 CANE CT, COVINGTON, LA 70433-7807
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS LLC
Sep 9, 2019	Warranty Deed, Transfer · Conventional with PMI CHAMPION CU
Jul 25, 2019	Deed in Lieu of Foreclosure, Foreclosure FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO
Jun 17, 2019	Deed in Lieu of Foreclosure, Foreclosure FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Sep 9, 2019 · Amount on Record
Deed Document Number	0023161457
Deed Book / Page	2316 / 1457
Record Updated	Jun 7, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Oct 15, 2021
Property Address	38 E SADDLE NOTCH LN, TUCKASEGEE, NC 28783
Document Number	0023161457
Book / Page	2316 / 1457
Map Reference	CAB 21 SL 463
Instrument Date	Oct 14, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$970.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 844, MADISON, NC 27025-0844

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	226 CANE COURT, COVINGTON, OK 74033

Mortgage

Document Number	23161461
Date	Oct 15, 2021
Instrument	2316/1461

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Sep 9, 2019
Property Address	38 E SADDLE NOTCH LN, TUCKASEGEE, NC 28783
Document Number	0022470075
Book / Page	002247 / 000075
Instrument Date	Aug 30, 2019
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 844 MADISON NC 270250844, MADISON, NC 27025-0844

Mortgage

Document Number	22470078
Date	Sep 9, 2019
Book Page	002247/000078

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%

July 2019: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	JACKSON NC
Recording Date	Jul 25, 2019
Property Address	38 E SADDLE NOTCH LN, TUCKASEGEE, NC 28783
Document Number	0022430690
Book / Page	002243 / 000690
Instrument Date	Jul 24, 2019
Transaction Type	Foreclosure
Record Updated	Aug 12, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8300 DOUGLAS AVE #900 DALLAS TX 752255826, 900, DALLAS, TX 75225-5826

June 2019: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	JACKSON NC
Recording Date	Jun 17, 2019
Property Address	38 E SADDLE NOTCH LN, TUCKASEGEE, NC 28783
Document Number	0022401528
Book / Page	002240 / 001528
Instrument Date	Jun 17, 2019
Transaction Type	Foreclosure
Record Updated	Jul 2, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8300 DOUGLAS AVE #900 DALLAS TX 752255826, 900, DALLAS, TX 75225-5826

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$1,609.00	$423,430 Land $50,000 Building $373,430

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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