38 E Saddle Notch Ln, #5, Tuckasegee, NC 28783 Property Records

Jackson County property record for 38 E Saddle Notch Ln, #5, Tuckasegee, NC 28783

Property Summary

Property Type	Other Improved
Details	4 bd · 3.5 ba · 2,168 sqft · built 2016
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (Nov 2022)
Tax Bill	$2,085 (2025)
Deeds & Mortgages	Nov 2022 Sale Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7596-02-0908`

Property Details

APN / Parcel Number

Primary APN	`7596-02-0908`
Alternative APN	`182917`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,168 sqft Living Area
1st Floor Area	1,362 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,614 sqft (0.06 acres)
Porch	Porch
Porch Area	439 sqft
Patio Area	372 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	38 E SADDLE NOTCH LN, 5
City	TUCKASEGEE
State	NC
Zip	28783
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LT 5 SADDLE NOTCH EAST VILLAS
Legal Subdivision	SADDLENOTCH EAST VILLAS
Legal Lot Number	5
Jurisdiction	JACKSON NC
Township / Civil Division	CANADA
Census Block Group	1
Census Block	1028
Census Tract	950800

Owner

38 E Saddle Notch Ln, #5 is owned by two individuals who bought it in November 2022.

Source: Jackson County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	624 DOROTHY DR, CHARLOTTE, NC 28203-5613
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Warranty Deed, Transfer
Nov 25, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 25, 2019	Deed in Lieu of Foreclosure, Foreclosure FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO
Jun 17, 2019	Deed in Lieu of Foreclosure, Foreclosure FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2022 · Amount on File
Deed Sale	Nov 30, 2022 · Amount on File
Prior Sale	Nov 25, 2020 · Amount on File
Deed Book / Page	2347 / 627
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Nov 30, 2022
Property Address	38 E SADDLE NOTCH LN # 5, 5, TUCKASEGEE, NC 28783-0136
Document Number	0023470627
Book / Page	2347 / 627
Map Reference	CAB 21 SL 463
Instrument Date	Nov 18, 2022
Transaction Type	Transfer
Record Updated	Sep 27, 2023

Transaction

Amount	Amount on Record
Tax	$1,110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 535, TUCKASEGEE, NC 28783-0535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 DOROTHY DR, CHARLOTTE, NC 28203-5613

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Nov 25, 2020
Property Address	38 E SADDLE NOTCH LN # 5, 5, TUCKASEGEE, NC 28783-0136
Document Number	0022841026
Book / Page	2284 / 1026
Instrument Date	Nov 24, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8300 DOUGLAS AVE STE 900, 8300, DALLAS, TX 75225-5826

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	808 N 4TH AVE UNIT 4, 4, PHOENIX, AZ 85003-1688

Mortgage

Document Number	22841032
Date	Nov 25, 2020
Instrument	2284/1032

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2040

July 2019: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	JACKSON NC
Recording Date	Jul 25, 2019
Property Address	38 E SADDLE NOTCH LN # 5, 5, TUCKASEGEE, NC 28783-0136
Document Number	0022430690
Book / Page	002243 / 000690
Instrument Date	Jul 24, 2019
Transaction Type	Foreclosure
Record Updated	Aug 12, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8300 DOUGLAS AVE #900 DALLAS TX 752255826, 900, DALLAS, TX 75225-5826

June 2019: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	JACKSON NC
Recording Date	Jun 17, 2019
Property Address	38 E SADDLE NOTCH LN # 5, 5, TUCKASEGEE, NC 28783-0136
Document Number	0022401528
Book / Page	002240 / 001528
Instrument Date	Jun 17, 2019
Transaction Type	Foreclosure
Record Updated	Jul 2, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8300 DOUGLAS AVE #900 DALLAS TX 752255826, 900, DALLAS, TX 75225-5826

Tax Assessment & Valuation

The 2025 property tax bill for 38 E Saddle Notch Ln, #5 was $2,085.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$548,684 Land $50,000 Building $498,684
2025	$2,085.00
2023	$1,668.00	$438,980 Land $50,000 Building $388,980

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 38 E Saddle Notch Ln, #5 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 E Saddle Notch Ln, #5 is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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