38 E Meadow Dr, Cortland, IL 60112 Property Records

DeKalb County property record for 38 E Meadow Dr, Cortland, IL 60112

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,860 sqft · built 2006
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individuals on Record
Last Sale	$355,000 (Feb 2026)
Tax Bill	$9,791 (2024)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-20-252-005`

Property Details

APN / Parcel Number

Primary APN	`09-20-252-005`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,860 sqft Building Perimeter
1st Floor Area	1,860 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	580 sqft
Porch	Open Porch
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	0920252005
Street Address	38 E MEADOW DR
City	CORTLAND
State	IL
Zip	60112-4137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 5 - NEUCORT LAKES - UNIT 1
Legal Subdivision	NEUCORT LAKES
Legal Lot Number	5
Legal Unit	1
Jurisdiction	DE KALB IL
Township / Civil Division	CORTLAND
Census Block Group	4
Census Block	4012
Census Tract	1600

Owner

Source: DeKalb County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	411 STEARN DR, GENOA, IL 60135-1454
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Warranty Deed, Transfer · FHA Mortgage FIRST NATIONAL BANK OF OMAHA
Sep 7, 2021	Warranty Deed, Transfer · FHA Mortgage HOMETRUST MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2026 · Amount on Record
Deed Sale	Feb 13, 2026 · Amount on Record
Prior Sale	Sep 7, 2021 · Amount on Record
Deed Document Number	20261168
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Feb 13, 2026
Property Address	38 E MEADOW DR, CORTLAND, IL 60112-4137
Document Number	0000001168
Map Reference	DOC 2002026830
Instrument Date	Jan 15, 2026
Instrument	2026001168
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 E MEADOW DR, CORTLAND, IL 60112-4137

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	38 E MEADOW DR, CORTLAND, IL 60112-4137

Mortgage

Document Number	0000001170
Date	Feb 13, 2026
Instrument	2026001170

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Sep 7, 2021
Property Address	38 E MEADOW DR, CORTLAND, IL 60112-4137
Document Number	0000011654
Map Reference	DOC 2002026830
Instrument Date	Apr 10, 2021
Instrument	2021011654
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38 E MEADOW DR, CORTLAND, IL 60112-4137

Mortgage

Document Number	0000011655
Date	Sep 7, 2021
Instrument	2021011655

Lender

Name	HOMETRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Cortland Township
Municipality	Cortland Town
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$110,387 (+6.37%) Land $14,175 Building $96,212	$331,161 (+6.37%) Land $42,525 Building $288,636
2024	$9,791.00 Homeowner's exemption	$103,776 (+8.43%) Land $13,326 Building $90,450	$311,328 (+8.43%) Land $39,978 Building $271,350
2023		$95,711 Land $12,467 Building $83,244	$287,133 Land $37,401 Building $249,732

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORTLAND serves 4,398 people · EPA ID IL0370051
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: Frontier.

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