20 E Meadow Dr, Cortland, IL 60112 Property Records

DeKalb County property record for 20 E Meadow Dr, Cortland, IL 60112

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 1,096 sqft · built 2003
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$264,000 (Sep 2023)
Tax Bill	$8,860 (2024)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Mar 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-20-252-002`

Property Details

APN / Parcel Number

Primary APN	`09-20-252-002`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Building Area	1,096 sqft Building Perimeter
1st Floor Area	1,096 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	120 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	360 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	0920252002
Street Address	20 E MEADOW DR
City	CORTLAND
State	IL
Zip	60112-4137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 2 - NEUCORT LAKES - UNIT ONE
Legal Subdivision	NEUCORT LAKES
Legal Lot Number	2
Legal Unit	1
Jurisdiction	DE KALB IL
Township / Civil Division	CORTLAND
Census Block Group	4
Census Block	4012
Census Tract	1600

Owner

Source: DeKalb County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	919 FOREST DR, ELGIN, IL 60123-1327
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Mar 27, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Aug 3, 2022	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
May 24, 2022	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
May 16, 2019	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2023 · Amount on Record
Deed Sale	Sep 27, 2023 · Amount on Record
Prior Sale	May 16, 2019 · Amount on Record
Deed Document Number	20236827
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Sep 27, 2023
Property Address	20 E MEADOW DR, CORTLAND, IL 60112-4137
Document Number	0000006827
Map Reference	DOC 2002026830
Instrument Date	Sep 15, 2023
Instrument	2023006827
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20 E MEADOW DR, CORTLAND, IL 60112-4137

Mortgage

Document Number	0000006828
Date	Sep 27, 2023
Instrument	2023006828

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	0000006829
Date	Sep 27, 2023
Instrument	2023006829

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	20 E MEADOW DR, CORTLAND, IL 60112-4137
Transaction Type	Mortgage
Record Updated	Apr 12, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 E MEADOW DR, CORTLAND, IL 60112-4137

Mortgage

Document Number	0000002066
Date	Mar 27, 2023
Instrument	2023002066

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Jun 1, 2049

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	20 E MEADOW DR, CORTLAND, IL 60112-4137
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 E MEADOW DR, CORTLAND, IL 60112-4137

Mortgage

Document Number	0000007416
Date	Aug 3, 2022
Instrument	2022007416

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Jun 1, 2049

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	20 E MEADOW DR, CORTLAND, IL 60112-4137
Transaction Type	Mortgage
Record Updated	Jun 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 E MEADOW DR, CORTLAND, IL 60112-4137

Mortgage

Document Number	0000005107
Date	May 24, 2022
Instrument	2022005107

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jun 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	May 16, 2019
Property Address	20 E MEADOW DR, CORTLAND, IL 60112-4137
Document Number	0000003997
Instrument Date	May 15, 2019
Instrument	3997
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 E MEADOW DR CORTLAND IL 601124137, CORTLAND, IL 60112-4137

Mortgage

Document Number	3998
Date	May 16, 2019
Instrument	3998

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Cortland Township
Municipality	Cortland Town
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$98,313 (+39.29%) Land $14,175 Building $84,138	$294,939 (+39.29%) Land $42,525 Building $252,414
2024	$8,860.00
2023		$70,583 (+10.98%) Land $12,467 Building $58,116	$211,749 (+10.98%) Land $37,401 Building $174,348
2022		$63,601 Land $11,898 Building $51,703	$190,803 Land $35,694 Building $155,109

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORTLAND serves 4,398 people · EPA ID IL0370051
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: Frontier.

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