38 E Main St, #42, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 38 E Main St, #42, Ramsey, NJ 07446

Property Summary

Property Type	Commercial
Details	3,072 sqft · built 1983
Lot Size	0.081 acres (3,528 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Sep 2021)
Tax Bill	$17,448 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-04902-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`48-04902-0000-00001`
Alternative APN	`480490200001`

Interior

Stories	2 Stories
Building Area	3,072 sqft Building Perimeter

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Lot Area	3,528 sqft (0.081 acres)
Lot Dimensions	100 ft deep x 35 ft wide

Location & Zoning

Street Address	38 E MAIN ST, 42
City	RAMSEY
State	NJ
Zip	07446-1980
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B1
Legal Description	0.081AC
Legal Block	4902
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	2
Census Block	2002
Census Tract	44201

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	37 W MAIN ST, RAMSEY, NJ 07446-1809
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2021 · Amount on Record
Deed Sale	Sep 1, 2021 · Amount on Record
Deed Document Number	2021138948
Deed Book / Page	4355 / 1706
Prior Transfer Date	Dec 29, 1999
Prior Transfer Doc	0082450849
Record Updated	Sep 20, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 1, 2021
Property Address	38-42 E MAIN ST, RAMSEY, NJ 07446
Document Number	0043551706
Book / Page	4355 / 1706
Instrument Date	Aug 17, 2021
Instrument	2021138948
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	EVERGREEN LAND TITLE SERVICES INC, EVERGREEN LAND TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,973.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 BARTHA AVE, EDISON, NJ 08817-2418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 W MAIN ST, RAMSEY, NJ 07446-1809

Mortgage

Document Number	2021138949
Date	Sep 1, 2021
Instrument	2021138949

Lender

Name	MEIYING CHUNG ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$859,200 (+1.39%) Land $270,700 Building $588,500	$859,200 (+1.39%) Land $270,700 Building $588,500
2025	$17,448.00 (+7.52%)	$847,400 (+47.37%) Land $256,600 Building $590,800	$847,400 (+47.37%) Land $256,600 Building $590,800
2024	$16,227.00 (+7.59%)
2023		$575,000 (-) Land $190,200 Building $384,800	$575,000 (-) Land $190,200 Building $384,800
2022	$15,082.00 (+1.16%)	$575,000 Land $190,200 Building $384,800	$575,000 Land $190,200 Building $384,800
2021	$14,909.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1983–2021)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20