19 E Main St, #23, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 19 E Main St, #23, Ramsey, NJ 07446

Property Summary

Property Type	Commercial
Details	5,310 sqft · built 1895
Lot Size	0.103 acres (4,487 sqft)
Owner	Company Name on File
Last Sale	$1,550,000 (Mar 2022)
Tax Bill	$32,650 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-04809-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`48-04809-0000-00008`
Alternative APN	`480480900008`

Interior

Stories	2 Stories
Building Area	5,310 sqft Building Perimeter

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Construction Type	Frame
Lot Area	4,487 sqft (0.103 acres)

Location & Zoning

Street Address	19 E MAIN ST, 23
City	RAMSEY
State	NJ
Zip	07446-1924
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B1
Legal Description	0.103AC
Legal Block	4809
Legal Lot Number	8
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	2
Census Block	2016
Census Tract	44202

Owner

Source: Bergen County and Ramsey Borough records · APN 48-04809-0000-00008

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4 COUNTRY HOLW, HIGHLAND MILLS, NY 10930-2142
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 28, 2022 · Amount on Record
Deed Sale	Mar 28, 2022 · Amount on Record
Prior Sale	Feb 15, 2005 · Amount on Record
Deed Document Number	202236254
Deed Book / Page	4635 / 146
Prior Transfer Date	Feb 28, 2022
Prior Transfer Doc	0046350146
Record Updated	Sep 20, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 28, 2022
Property Address	19-23 E MAIN ST, RAMSEY, NJ 07446
Document Number	0046350146
Book / Page	4635 / 146
Instrument Date	Feb 28, 2022
Instrument	2022036254
Transaction Type	Transfer
Record Updated	Jun 06, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$31,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	911 E COUNTY LINE RD # RD205, 911, LAKEWOOD, NJ 08701-2069

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 COUNTRY HOLW, HIGHLAND MILLS, NY 10930-2142

Mortgage

Document Number	2022036255
Date	Mar 28, 2022
Instrument	2022036255

Lender

Name	SPENCER SAVINGS BANK SLA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,610,300 (+1.55%) Land $335,500 Building $1,274,800	$1,610,300 (+1.55%) Land $335,500 Building $1,274,800
2025	$32,650.00 (-3.73%)	$1,585,700 (+31.94%) Land $319,700 Building $1,266,000	$1,585,700 (+31.94%) Land $319,700 Building $1,266,000
2024	$33,915.00 (+7.59%)
2023		$1,201,800 Land $240,200 Building $961,600	$1,201,800 Land $240,200 Building $961,600
2022	$31,523.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1979–1984)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 1984 · tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 373 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RAMSEY WATER DEPT serves 15,207 people
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.