38 E Lake Dr, Katonah, NY 10536 Property Records

Westchester County and Bedford Town property record for 38 E Lake Dr, Katonah, NY 10536

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,749 sqft · built 1998
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,695,000 (Feb 2020)
Tax Bill	$46,977 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`552000 50.16-1-7`

Property Details

APN / Parcel Number

Primary APN	`552000 50.16-1-7`
Alternative APNs	`200005001600010070000000` `00000291900`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,749 sqft Living Area
1st Floor Area	1,855 sqft
2nd Floor Area	1,894 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	174,240 sqft (4 acres)
Porch	Slab
Porch Area	486 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000291900
Street Address	38 E LAKE DR
City	KATONAH
State	NY
Zip	10536-3501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	RALPH EICKELBECK
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1006
Census Tract	12600

Owner

Source: Westchester County and Bedford Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 E LAKE DR, KATONAH, NY 10536-3501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
Apr 26, 2021	Deed of Trust, Mortgage ENVOY MORTGAGE LTD
Feb 4, 2020	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Feb 4, 2020	Grant Deed, Transfer LOANDEPOT.COM LLC
Jan 27, 2020	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Feb 4, 2020	Warranty Deed, Transfer NATIONAL GRANITE TITLE INSURANCE AGC, NATIONAL GRANITE TITLE INS AGC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2020 · Amount on Record
Deed Sale	Feb 4, 2020 · Amount on Record
Prior Sale	Feb 4, 2020 · Amount on Record
Deed Document Number	2020600233210
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	38 E LAKE DR, KATONAH, NY 10536-3501
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	WORLD CLASS ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0611163242
Date	Apr 26, 2021
Instrument	611163242

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	COLLEGE STATION, TX 77843

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	38 E LAKE DR, KATONAH, NY 10536-3501
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	WORLD CLASS ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0611163244
Date	Apr 26, 2021
Instrument	611163244

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	PARAMUS, NJ 07652

Agreement

Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	38 E LAKE DR, KATONAH, NY 10536-3501
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	NATIONAL GRANITE TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0600343404
Date	Feb 4, 2020
Instrument	600343404

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	MINNEAPOLIS, MN 55441

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Feb 4, 2020
Property Address	38 E LAKE DR, KATONAH, NY 10536-3501
Document Number	0600233210
Book / Page	060023 / 003210
Instrument Date	Jan 27, 2020
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NATIONAL GRANITE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,780.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	51 EDGEMONT RD KATONAH NY 105361531, KATONAH, NY 10536-1531

Mortgage

Document Number	600343400
Date	Feb 4, 2020
Book Page	060034/003400

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	26642 TOWNE CENTRE DR, FOOTHILL RANCH, CA 92610-2808

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.5%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	38 E LAKE DR, KATONAH, NY 10536-3501
Document Number	0600343400
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	NATIONAL GRANITE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	51 EDGEMONT RD KATONAH NY 105361531, KATONAH, NY 10536-1531

Mortgage

Document Number	0600343400
Date	Feb 4, 2020
Book Page	060034/003400

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	26642 TOWNE CENTRE DR, FOOTHILL RANCH, CA 92610-2808

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.5%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Feb 4, 2020
Property Address	38 E LAKE DR, KATONAH, NY 10536-3501
Document Number	0600233158
Book / Page	060023 / 003158
Instrument Date	Jan 27, 2020
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	NATIONAL GRANITE TITLE INSURANCE AGC, NATIONAL GRANITE TITLE INS AGC

Transaction

Amount	Amount Recorded
Tax	$6,780.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1625 STATE ROUTE 10 MORRIS PLAINS NJ 079502905, MORRIS PLAINS, NJ 07950-2905

Tax Assessment & Valuation

Source: Westchester County and Bedford Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Bedford Town
Unified School District	Katonah-Lewisboro Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$46,977.00 (+7.32%)
2025	$43,773.00	$167,670 (%) Land $32,000 Building $135,670	$2,191,765 (+6.14%) Land $418,301 Building $1,773,464
2024		$167,675 (-9.91%) Land $32,000 Building $135,675	$2,064,963 (-5.81%) Land $394,089 Building $1,670,874
2023		$186,120 Land $32,000 Building $154,120	$2,192,226 Land $376,914 Building $1,815,312

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	May 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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