Westchester County and Bedford Town property record for 23 E Lake Dr, Katonah, NY 10536
| Property Type | Single Family Home |
|---|---|
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $45,806 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 552000 50.12-1-16 |
| Primary APN | 552000 50.12-1-16 |
|---|---|
| Alternative APNs |
|
| Lot Area | 174,240 sqft (4 acres) |
|---|
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 00000198000 |
|---|---|
| Street Address | 23 E LAKE DR |
| City | KATONAH |
| State | NY |
| Zip | 10536-3501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 16.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 12600 |
Source: Westchester County and Bedford Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 23 E LAKE DR, KATONAH, NY 10536-3501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UBS BANK USA |
| Mar 4, 2021 | Deed of Trust, Mortgage · ARM UBS BANK USA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 23 E LAKE DR, KATONAH, NY 10536-3501 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0610623767 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 610623767 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate | 2.62% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 23 E LAKE DR, KATONAH, NY 10536-3501 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0610623766 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 610623766 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Mar 1, 2036 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Margin | 3 |
| Max Rate | 12.6% |
Source: Westchester County and Bedford Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Bedford Town |
| Unified School District | Katonah-Lewisboro Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,806.00 (+7.32%) | ||
| 2025 | $42,682.00 | $163,490 (%) Land $40,000 Building $123,490 | $2,137,124 (+6.14%) Land $522,876 Building $1,614,248 |
| 2024 | $163,495 (-) Land $40,000 Building $123,495 | $2,013,485 (+4.56%) Land $492,611 Building $1,520,874 | |
| 2023 | $163,495 Land $40,000 Building $123,495 | $1,925,737 Land $471,143 Building $1,454,594 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | May 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable | 940 / 35 |
No cell data coverage reported
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