38 E Cortona Ct, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 38 E Cortona Ct, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,274 sqft · built 2019
Lot Size	0.082 acres (3,575 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Jun 2019)
Tax Bill	$11,626 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`262-260-310-000`

Property Details

APN / Parcel Number

Primary APN	`262-260-310-000`
Alternative APN	`262-260-31`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,274 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,575 sqft (0.082 acres)
Garage Area	562 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	262-260-31
Street Address	38 E CORTONA CT
City	TRACY
State	CA
Zip	95391-8810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MOUNTAIN HOUSE NBRHD D WE
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1030
Census Tract	5223

Owner

38 E Cortona Ct is owned and occupied by two individuals who bought it in June 2019.

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 E CORTONA CT, TRACY, CA 95391-8810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 15, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Jun 10, 2019	Grant Deed, Transfer CALIFORNIA CU
Sep 26, 2018	Loan Modification, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2019 · Amount on File
Deed Sale	Jun 10, 2019 · Amount on File
Prior Sale	Sep 26, 2018 · Amount on File
Deed Document Number	201960718
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	38 E CORTONA CT, MOUNTAIN HOUSE, CA 95391-8810
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 E CORTONA CT, MOUNTAIN HOUSE, CA 95391-8810

Mortgage

Document Number	0000029485
Date	Feb 17, 2021
Instrument	2021-029485

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	38 E CORTONA CT, MOUNTAIN HOUSE, CA 95391-8810
Document Number	0000112814
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	38 E CORTONA CT MOUNTAIN HOUSE CA 953918810, MOUNTAIN HOUSE, CA 95391-8810

Mortgage

Document Number	0000112814
Date	Sep 2, 2020
Instrument	112814

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 10, 2019
Property Address	38 E CORTONA CT, MOUNTAIN HOUSE, CA 95391-8810
Document Number	0000060718
Instrument Date	May 29, 2019
Instrument	60718
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$616.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	38 E CORTONA CT MOUNTAIN HOUSE CA 953918810, MOUNTAIN HOUSE, CA 95391-8810

Mortgage

Document Number	60719
Date	Jun 10, 2019
Instrument	60719

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91203

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 26, 2018
Property Address	38 E CORTONA CT, MOUNTAIN HOUSE, CA 95391-8810
Instrument Date	Sep 17, 2018
Instrument	106830
Transaction Type	Mortgage
Record Updated	Apr 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0000106830
Date	Sep 26, 2018
Instrument	106830

Lender

Name	BANK OF THE WEST
Type	Bank
Address	1625 W FOUNTAINHEAD PKWY, TEMPE, AZ 85282-2371

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 38 E Cortona Ct was $11,626, up 14.9% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,626.00 (+14.9%)
2025	$10,118.00	$624,686 Land $223,101 Building $401,585
2023	$9,680.00 (+2.13%)	$600,431 Land $214,439 Building $385,992	$817,740
2022	$9,478.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 E Cortona Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 E Cortona Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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