32 E Cortona Ct, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 32 E Cortona Ct, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,324 sqft · built 2019
Lot Size	0.082 acres (3,575 sqft)
Owner	2 Individual Names on Record
Last Sale	$576,000 (May 2019)
Tax Bill	$11,778 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`262-260-320-000`

Property Details

APN / Parcel Number

Primary APN	`262-260-320-000`
Alternative APN	`262-260-32`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,324 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,575 sqft (0.082 acres)
Garage Area	559 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	262-260-32
Street Address	32 E CORTONA CT
City	TRACY
State	CA
Zip	95391-8810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MOUNTAIN HOUSE NBRHD D WE
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1030
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 E CORTONA CT, TRACY, CA 95391-8810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage KWIK MTG
Jan 10, 2020	Deed of Trust, Mortgage DIGITAL EMP FCU
May 14, 2019	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Sep 26, 2018	Loan Modification, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2019 · Amount on Record
Deed Sale	May 14, 2019 · Amount on Record
Prior Sale	Sep 26, 2018 · Amount on Record
Deed Document Number	201948938
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	32 E CORTONA CT, MOUNTAIN HOUSE, CA 95391-8810
Document Number	0000153099
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32 E CORTONA CT MOUNTAIN HOUSE CA 953918810, MOUNTAIN HOUSE, CA 95391-8810

Mortgage

Document Number	0000153099
Date	Nov 10, 2020
Instrument	153099

Lender

Name	KWIK MTG
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 9, 2040

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	32 E CORTONA CT, MOUNTAIN HOUSE, CA 95391-8810
Document Number	0000022837
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL AGENCY SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32 E CORTONA CT MOUNTAIN HOUSE CA 953918810, MOUNTAIN HOUSE, CA 95391-8810

Mortgage

Document Number	0000022837
Date	Feb 24, 2020
Instrument	22837

Lender

Name	DIGITAL EMP FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 14, 2019
Property Address	32 E CORTONA CT, MOUNTAIN HOUSE, CA 95391-8810
Document Number	0000048938
Instrument Date	Apr 10, 2019
Instrument	48938
Transaction Type	Transfer
Record Updated	Jun 6, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$633.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32 E CORTONA CT MOUNTAIN HOUSE CA 953918810, MOUNTAIN HOUSE, CA 95391-8810

Mortgage

Document Number	48939
Date	May 14, 2019
Instrument	48939

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2049

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 26, 2018
Property Address	32 E CORTONA CT, MOUNTAIN HOUSE, CA 95391-8810
Instrument Date	Sep 17, 2018
Instrument	106830
Transaction Type	Mortgage
Record Updated	Apr 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0000106830
Date	Sep 26, 2018
Instrument	106830

Lender

Name	BANK OF THE WEST
Type	Bank
Address	1625 W FOUNTAINHEAD PKWY, TEMPE, AZ 85282-2371

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,778.00 (+14.73%)
2025	$10,266.00 (+4.55%) Homeowner's exemption	$642,533 (+4.04%) Land $223,101 Building $419,432
2023	$9,819.00 (+2.14%) Homeowner's exemption	$617,585 Land $214,439 Building $403,146	$830,160
2022	$9,613.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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