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38 Cypress Pl, Freeport, FL 32439 Property Records

Walton County property record for 38 Cypress Pl, Freeport, FL 32439 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,731 sqft · built 1999
Lot Size0.283 acres (12,335 sqft)
OwnerIndividual Name on File
Last Sale$349,900 (Jul 2021)
Tax Bill$2,835 (2024)
Deeds & MortgagesJul 2022 Line of Credit
Sep 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN18-1S-19-23010-004-0050

Property Details

APN / Parcel Number

Primary APN18-1S-19-23010-004-0050
Alternative APN
  • 1030875

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,731 sqft Living Area
Gross Area2,360 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2005
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,335 sqft (0.283 acres)
Garage TypeFinished
Garage Area441 sqft
PorchPorch
Porch Area188 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1030875
Street Address38 CYPRESS PL
CityFREEPORT
StateFL
Zip32439-2836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 CYPRESS PLACE OF WATERVIEW COVE PH I PB 7-22 OR 2037-95 OR 2120-309 OR 3208 -748
Legal Range19W
Legal Township01S
Legal Section18
Legal SubdivisionWATERVIEW COVE PH I &
Legal Phase1
Legal Block4
Legal Lot Number5
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group2
Census Block2084
Census Tract950502

Owner

Source: Walton County records · APN 18-1S-19-23010-004-0050

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address38 CYPRESS PL, FREEPORT, FL 32439-2836
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2022Deed of Trust, Mortgage · Line of Credit
EDGE FCU
Sep 17, 2024Deed of Trust, Mortgage · Conventional Mortgage
EGLIN FCU
Jul 21, 2021Warranty Deed, Transfer · Conventional Mortgage
EGLIN FCU
Oct 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
TYNDALL FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 21, 2021 · Amount on Record
Deed SaleJul 21, 2021 · Amount on Record
Deed Document Number20210036508
Deed Book / Page3208 / 748
Record UpdatedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address38 CYPRESS PL, FREEPORT, FL 32439-2836
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 CYPRESS PL, FREEPORT, FL 32439-2836

Mortgage

Document Number0032593768
DateJul 13, 2022
Book Page3259/3768
Instrument20220032371
Lender
NameEDGE FCU
TypeCredit Union
AddressFORT WALTON BEACH, FL 32547
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 12, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address38 CYPRESS PL, FREEPORT, FL 32439-2836
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 CYPRESS PL, FREEPORT, FL 32439-2836

Mortgage

Document Number0033361390
DateSep 17, 2024
Book Page3336/1390
Instrument20240032687
Lender
NameEGLIN FCU
TypeCredit Union
AddressFORT WALTON BEACH, FL 32547
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2039

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJul 21, 2021
Property Address38 CYPRESS PL, FREEPORT, FL 32439-2836
Document Number0032080748
Book / Page3208 / 748
Map ReferenceMB 7 PG 22,22-A&22-B
Instrument DateJul 19, 2021
Instrument20210036508
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,449.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address38 CYPRESS PL, FREEPORT, FL 32439-2836

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 OAK SHORES DR, NICEVILLE, FL 32578-4515

Mortgage

Document Number0003208749
DateJul 21, 2021
Instrument3208/749
Lender
NameEGLIN FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address38 CYPRESS PL, FREEPORT, FL 32439-2836
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 CYPRESS PL, FREEPORT, FL 32439-2836

Mortgage

Document Number0031650039
DateOct 20, 2020
Book Page3165/39
Instrument20200041805
Lender
NameTYNDALL FCU
TypeCredit Union
AddressWILLOW CREEK, MT 59760
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$271,932 (+17.03%) Land $29,388 Building $242,544$271,932 (+17.03%) Land $29,388 Building $242,544
2024$2,835.00 (+21.99%)
2023$2,324.00 (+2.6%) Homeowner's exemption$232,357 (+9.14%) Land $29,388 Building $202,969$232,357 (+9.14%) Land $29,388 Building $202,969
2022$2,265.00 Homeowner's exemption$212,890 Land $32,621 Building $180,269$212,890 Land $32,621 Building $180,269

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319505022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 296 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies296 in force
254 of 296 on primary residences
Nearby Flood Claims56 (1989–2020)
Claims Outside the SFHA8 of 56
Most Recent ClaimSep 2020, other causes, Hurricane Sally
Flood Events
  • Hurricane Sally (Sep 2020), 12 claims
  • Hurricane Frances (Sep 2004), 18 claims
  • Hurricane Opal (Oct 1995), 13 claims

Wildfire

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire LikelihoodAbout 1 in 543 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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