34 Cypress Pl, Freeport, FL 32439 Property Records

Walton County property record for 34 Cypress Pl, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,989 sqft · built 2000
Lot Size	0.32 acres (13,951 sqft)
Owner	2 Individual Names on File
Last Sale	$252,000 (Jan 2019)
Tax Bill	$2,612 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23010-004-0030`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23010-004-0030`
Alternative APN	`1030873`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,989 sqft Living Area
Gross Area	2,924 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,951 sqft (0.32 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Area	364 sqft
Porch	Porch
Porch Area	385 sqft
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1030873
Street Address	34 CYPRESS PL
City	FREEPORT
State	FL
Zip	32439-2836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 CYPRESS PLACE WATERVIEW COVE PH I PB 7-22 OR 640-85 OR 1762-401 OR 2136-80 OR 2579-524 OR 2720-4484 OR 3094-20
Legal Range	19W
Legal Township	01S
Legal Section	18
Legal Subdivision	WATERVIEW COVE PHASE I
Legal Phase	1
Legal Block	4
Legal Lot Number	3
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2084
Census Tract	950502

Owner

Source: Walton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	34 CYPRESS PL, FREEPORT, FL 32439-2836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Jan 2, 2019	Warranty Deed, Transfer · Conventional with PMI PRIMELENDING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 2, 2019 · Amount on Record
Deed Sale	Jan 2, 2019 · Amount on Record
Prior Sale	May 31, 2006 · Amount on Record
Deed Document Number	20190000011
Deed Book / Page	3094 / 0020
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	34 CYPRESS PL, FREEPORT, FL 32439-2836
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 CYPRESS PL, FREEPORT, FL 32439-2836

Mortgage

Document Number	0031691380
Date	Nov 17, 2020
Book Page	3169/1380
Instrument	20200046779

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 2, 2019
Property Address	34 CYPRESS PL, FREEPORT, FL 32439-2836
Document Number	0030940020
Book / Page	003094 / 000020
Instrument Date	Dec 28, 2018
Instrument	11
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,764.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	34 CYPRESS PL FREEPORT FL 324392836, FREEPORT, FL 32439-2836

Mortgage

Document Number	30940022
Date	Jan 2, 2019
Book Page	003094/000022
Instrument	12

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$311,898 (-1.98%) Land $29,388 Building $282,510	$311,898 (-1.98%) Land $29,388 Building $282,510
2024	$2,612.00 (+7.49%)
2023	$2,430.00 (+7.81%) Homeowner's exemption	$318,192 (+11.66%) Land $29,388 Building $288,804	$318,192 (+11.66%) Land $29,388 Building $288,804
2022	$2,254.00 Homeowner's exemption	$284,967 Land $32,621 Building $252,346	$284,967 Land $32,621 Building $252,346

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Wildstar Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

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