38 Cornwallis Dr, Fredericksburg, VA 22405 Property Records

Stafford County property record for 38 Cornwallis Dr, Fredericksburg, VA 22405

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,032 sqft · built 2020
Lot Size	1.87 acres (81,605 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Oct 2020)
Tax Bill	$46 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Mar 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`54V-6-145`

Property Details

APN / Parcel Number

Primary APN	`54V-6-145`
Alternative APNs	`054V 6 145` `36727`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,032 sqft Living Area
Basement Area	1,016 sqft
Finished Basement	663 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	81,605 sqft (1.87 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	36727
Old Parcel Number	054V 6 145
Street Address	38 CORNWALLIS DR
City	FREDERICKSBURG
State	VA
Zip	22405-2978
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2- URBAN RES
Legal Description	LOT 145 SEC 6 1.8734 AC BLYTHEDALE
Legal Subdivision	BLYTHEDALE
Legal Lot Number	145
Jurisdiction	STAFFORD VA
Township / Civil Division	GEORGE WASHINGTON
Census Block Group	2
Census Block	2005
Census Tract	10406

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 CORNWALLIS DR, FREDERICKSBURG, VA 22405-2978
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Warranty Deed, Transfer · VA Mortgage THRIVE MTG LLC
Mar 28, 2019	Warranty Deed, Construction Loan · Construction Mortgage VIRGINIA CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Prior Sale	Mar 28, 2019 · Amount on Record
Deed Document Number	200025956
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Oct 5, 2020
Property Address	38 CORNWALLIS DR, FREDERICKSBURG, VA 22405-2978
Document Number	200025956
Instrument Date	Oct 2, 2020
Instrument	25956
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 CORNWALLIS DR FREDERICKSBURG VA 22405, FREDERICKSBURG, VA 22405

Mortgage

Document Number	200025957
Date	Oct 5, 2020
Instrument	25957

Lender

Name	THRIVE MTG LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2050

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Mar 28, 2019
Property Address	38 CORNWALLIS DR, FREDERICKSBURG, VA 22405-2978
Document Number	190004254
Instrument Date	Mar 25, 2019
Instrument	4254
Transaction Type	Construction Loan
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	191 KIRKLEY PL FREDERICKSBURG VA 224064752, FREDERICKSBURG, VA 22406-4752

Mortgage

Document Number	190004255
Date	Mar 28, 2019
Instrument	4255

Lender

Name	VIRGINIA CMNTY BK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$46.00 (-2.13%)	$479,700 (+17.06%) Land $120,000 Building $359,700	$479,700 (+17.06%) Land $120,000 Building $359,700
2023	$47.00 (-2.08%)	$409,800 Land $85,000 Building $324,800	$409,800 Land $85,000 Building $324,800
2021	$48.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable	2,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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