48 Cornwallis Dr, Fredericksburg, VA 22405 Property Records

Stafford County property record for 48 Cornwallis Dr, Fredericksburg, VA 22405

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,531 sqft · built 1989
Lot Size0.433 acres (18,901 sqft)
OwnerIndividual Name on Record
Last Sale$535,000 (May 2025)
Tax Bill$3,571 (2023)
Deeds & MortgagesFeb 2025 Line of Credit
Apr 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN54V-5-108

Property Details

APN / Parcel Number

Primary APN54V-5-108
Alternative APNs
  • 054V 5 108
  • 36708

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,531 sqft Living Area
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Architectural StyleOther
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area18,901 sqft (0.433 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area160 sqft
Deck Area240 sqft
Patio Area240 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number36708
Old Parcel Number054V 5 108
Street Address48 CORNWALLIS DR
CityFREDERICKSBURG
StateVA
Zip22405-2978
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1- SUBURB RES
Legal DescriptionLOT 108 SEC 5 18900 SQFT BLYTHEDALE SUB
Legal SubdivisionBLYTHEDALE SUB
Legal Lot Number108
JurisdictionSTAFFORD VA
Township / Civil DivisionGEORGE WASHINGTON
Census Block Group2
Census Block2005
Census Tract10406

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address48 CORNWALLIS DR, FREDERICKSBURG, VA 22405-2978
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2025Deed of Trust, Mortgage · Line of Credit
TOPSIDE FCU
Apr 11, 2019Deed of Trust, Mortgage · Line of Credit
NSWC FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2025 · Amount on Record
Deed SaleMay 9, 2025 · Amount on Record
Prior SaleMar 1, 2007 · Amount on Record
Deed Document Number250005771
Record UpdatedSep 20, 2026

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address48 CORNWALLIS DR, FREDERICKSBURG, VA 22405-2978
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0250001826
DateFeb 18, 2025
Instrument250001826
Lender
NameTOPSIDE FCU
TypeCredit Union
AddressDAHLGREN, VA 22448
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 10, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address48 CORNWALLIS DR, FREDERICKSBURG, VA 22405-2978
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0190005151
DateApr 11, 2019
Instrument190005151
Lender
NameNSWC FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 10, 2039
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyStafford County
Unified School DistrictStafford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$421,000 (+11.41%) Land $120,000 Building $301,000$421,000 (+11.41%) Land $120,000 Building $301,000
2023$3,571.00 (+24.17%)$377,900 Land $105,000 Building $272,900$377,900 Land $105,000 Building $272,900
2021$2,876.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2010–2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTAFFORD COUNTY UTILITIES
serves 123,684 people · EPA ID VA6179100
Water SourceSurface water
Last State InspectionNov 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Cox Communications
Cable
2,000 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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