38 Corgarff Way, Saint Johns, FL 32259 Property Records

St. Johns County property record for 38 Corgarff Way, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,046 sqft · built 2019
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Jun 2019)
Tax Bill	$5,690 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009762-6440`

Property Details

APN / Parcel Number

Primary APN	`009762-6440`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,046 sqft Living Area
Gross Area	2,728 sqft
1st Floor Area	2,046 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	38 CORGARFF WAY
City	SAINT JOHNS
State	FL
Zip	32259-6682
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	88/79-86 ABERDEEN (DR HORTON PHASE 3) LOT 644 OR4734/150
Legal Range	27E
Legal Township	05S
Legal Section	09
Legal Subdivision	ABERDEEN (DR HORTON - PHASE 3)
Legal Phase	3
Legal Block	1
Legal Lot Number	644
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1028
Census Tract	20810

Owner

38 Corgarff Way is owned and occupied by two individuals who bought it in June 2019.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 CORGARFF WAY, SAINT JOHNS, FL 32259-6682
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Apr 10, 2020	Deed of Trust, Mortgage · VA Mortgage USAA
Jun 3, 2019	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2019 · Amount on File
Deed Sale	Jun 3, 2019 · Amount on File
Deed Document Number	201938254
Deed Book / Page	4734 / 150
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	38 CORGARFF WAY, SAINT JOHNS, FL 32259-6682
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 CORGARFF WAY, SAINT JOHNS, FL 32259-6682

Mortgage

Document Number	0052710180
Date	May 21, 2021
Book Page	5271/180
Instrument	2021057307

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Feb 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	38 CORGARFF WAY, SAINT JOHNS, FL 32259-6682
Document Number	0049260037
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 CORGARFF WAY ST JOHNS FL 322596682, ST JOHNS, FL 32259-6682

Mortgage

Document Number	0049260037
Date	Apr 20, 2020
Book Page	004926/000037
Instrument	30397

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2050

June 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 3, 2019
Property Address	38 CORGARFF WAY, SAINT JOHNS, FL 32259-6682
Document Number	0047340150
Book / Page	4734 / 0150
Map Reference	MB 88 PG 79-86
Instrument Date	May 30, 2019
Instrument	2019038254
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 CORGARFF WAY, SAINT JOHNS, FL 32259-6682

Mortgage

Document Number	0004734154
Date	Jun 3, 2019
Instrument	4734/154

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 38 Corgarff Way was $5,690 with exemptions applied, up 11% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,373 (+2.7%)	$393,128 (-4.74%) Land $105,000 Building $288,128
2025	$5,690.00 (+11%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$293,450 (+2.9%)	$412,690 (+2.58%) Land $115,000 Building $297,690
2024	$5,126.00 (+1.32%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$285,180 (+3%)	$402,325 (-4.68%) Land $95,000 Building $307,325
2023	$5,059.00 (+2.68%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$276,874 (+3%)	$422,089 (+12.89%) Land $105,000 Building $317,089
2022	$4,927.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$268,810	$373,905 Land $95,200 Building $278,705

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Corgarff Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 181 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	181 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Corgarff Way is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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