32 Corgarff Way, Saint Johns, FL 32259 Property Records

St. Johns County property record for 32 Corgarff Way, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,273 sqft · built 2019
Lot Size	0.18 acres (7,840 sqft)
Owner	Individual Name on File
Last Sale	$231,000 (Nov 2021)
Tax Bill	$7,640 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009762-6450`

Property Details

APN / Parcel Number

Primary APN	`009762-6450`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,273 sqft Living Area
Gross Area	2,807 sqft
1st Floor Area	1,266 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	32 CORGARFF WAY
City	SAINT JOHNS
State	FL
Zip	32259-6682
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	88/79-86 ABERDEEN (DR HORTON PHASE 3) LOT 645 OR4745/879 OR5421/466(Q/C)
Legal Range	27E
Legal Township	05S
Legal Section	09
Legal Subdivision	ABERDEEN (DR HORTON - PHASE 3)
Legal Phase	3
Legal Block	1
Legal Lot Number	645
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1028
Census Tract	20810

Owner

32 Corgarff Way is owned by an individual who bought it in November 2021.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	449 4TH AVE N, JACKSONVILLE BEACH, FL 32250-5623
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 16, 2021	Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 21, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2021 · Amount on File
Deed Sale	Nov 16, 2021 · Amount on File
Prior Sale	Jun 21, 2019 · Amount on File
Deed Document Number	2021124522
Deed Book / Page	5421 / 466
Prior Transfer Date	Nov 8, 2021
Prior Transfer Doc	0054210466
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	32 CORGARFF WAY, SAINT JOHNS, FL 32259-6682
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 CORGARFF WAY, ST JOHNS, FL 32259-6682

Mortgage

Document Number	0056190368
Date	Aug 18, 2022
Book Page	5619/368
Instrument	2022080178

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	32 CORGARFF WAY, SAINT JOHNS, FL 32259-6682
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 CORGARFF WAY, SAINT JOHNS, FL 32259-6682

Mortgage

Document Number	0050470808
Date	Sep 21, 2020
Book Page	5047/808
Instrument	2020080795

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 16, 2021
Property Address	32 CORGARFF WAY, SAINT JOHNS, FL 32259-6682
Document Number	0054210466
Book / Page	5421 / 466
Map Reference	MB 88 PG 79-86
Instrument Date	Nov 8, 2021
Instrument	2021124522
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	MILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$1,617.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 CORGARFF WAY, SAINT JOHNS, FL 32259-6682

Mortgage

Document Number	5421484
Date	Nov 16, 2021
Instrument	5421/484

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

June 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 21, 2019
Property Address	32 CORGARFF WAY, SAINT JOHNS, FL 32259-6682
Document Number	0047450879
Book / Page	4745 / 0879
Map Reference	MB 88 PG 79-86
Instrument Date	Jun 20, 2019
Instrument	2019043962
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,207.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32 CORGARFF WAY, SAINT JOHNS, FL 32259-6682

Mortgage

Document Number	0004745880
Date	Jun 21, 2019
Instrument	4745/880

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 32 Corgarff Way was $7,640, up 52.6% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,282 (-4.35%) Land $95,000 Building $282,282	$377,282 (-4.35%) Land $95,000 Building $282,282
2025	$7,640.00 (+52.59%)	$394,442	$394,442 Land $105,000 Building $289,442
2024	$5,007.00 (+1.27%)
2023	$4,944.00 (+2.64%) Homeowner's exemption	$262,812 (+3%)	$408,352 (+12.87%) Land $100,000 Building $308,352
2022	$4,817.00 Homeowner's exemption	$255,157	$361,795 Land $89,600 Building $272,195

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Corgarff Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 181 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	181 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Corgarff Way is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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