38 Colliery Dr, Thurmont, MD 21788 Property Records

Frederick County property record for 38 Colliery Dr, Thurmont, MD 21788

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,108 sqft · built 1993
Lot Size	0.218 acres (9,500 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Aug 2014)
Tax Bill	$3,609 (2023)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-352922`

Property Details

APN / Parcel Number

Primary APN	`15-352922`
Alternative APN	`352922`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,108 sqft Total Area
1st Floor Area	1,108 sqft
Basement Area	550 sqft
Finished Basement	550 sqft

Exterior

Year Built	Built 1993
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,500 sqft (0.218 acres)
Garage Type	Basement
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	352922
Street Address	38 COLLIERY DR
City	THURMONT
State	MD
Zip	21788-3107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 422 PLAT 4 SEC 4 9,500 SQ. FT. GATEWAY
Legal Subdivision	GATEWAY
Legal Lot Number	422
Jurisdiction	FREDERICK MD
Township / Civil Division	15, THURMONT
Census Block Group	5
Census Block	5005
Census Tract	753001

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	38 COLLIERY DR, THURMONT, MD 21788-3107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2014 · Amount on Record
Deed Sale	Aug 19, 2014 · Amount on Record
Prior Sale	Jul 2, 1996 · Amount on Record
Deed Document Number	0010171364
Deed Book / Page	10171 / 364
Record Updated	Jun 7, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	38 COLLIERY DR, THURMONT, MD 21788-3107
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 COLLIERY DR, THURMONT, MD 21788-3107

Mortgage

Document Number	0150760111
Date	Jul 8, 2021
Book Page	15076/111

Lender

Name	IVY MORTGAGE CORP
Type	Subprime Lender
Address	FULTON, MD 20759

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Thurmont Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,609.00	$235,900 Land $53,200 Building $182,700	$235,900 Land $53,200 Building $182,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20