Frederick County property record for 32 Colliery Dr, Thurmont, MD 21788
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,008 sqft · built 1994 |
| Lot Size | 0.27 acres (11,740 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $450,000 (Jun 2024) |
| Tax Bill | $4,561 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2018 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-350598 |
| Primary APN | 15-350598 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,008 sqft Living Area |
| Gross Area | 2,392 sqft |
| 1st Floor Area | 1,108 sqft |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,740 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 350598 |
|---|---|
| Street Address | 32 COLLIERY DR |
| City | THURMONT |
| State | MD |
| Zip | 21788-3106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 307 SECT 3 PLAT 1 11,740 SQ. FT. GATEWAY |
| Legal Subdivision | GATEWAY |
| Legal Lot Number | 307 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 753001 |
Source: Frederick County records, as of September 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 32 COLLIERY DR, THURMONT, MD 21788-3106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 14, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 26, 2017 | Grant Deed, Transfer · FHA Mortgage BAY CAP MTG |
| Apr 26, 2017 | Grant Deed, Transfer LAKESIDE TITLE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2024 · Amount on Record |
| Deed Sale | Jun 24, 2024 · Amount on Record |
| Prior Sale | Apr 26, 2017 · Amount on Record |
| Prior Transfer Date | Jan 29, 2018 |
| Prior Transfer Doc | 0122770001 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 32 COLLIERY DR, THURMONT, MD 21788-3106 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0146820137 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 14682/137 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 14, 2018 |
| Property Address | 32 COLLIERY DR, THURMONT, MD 21788-3106 |
| Document Number | 0122770001 |
| Book / Page | 012277 / 000001 |
| Instrument Date | Jan 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 32 COLLIERY DR THURMONT MD 217883106, THURMONT, MD 21788-3106 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 26, 2017 |
| Property Address | 32 COLLIERY DR, THURMONT, MD 21788-3106 |
| Document Number | 0117850175 |
| Book / Page | 011785 / 000175 |
| Instrument Date | Apr 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2018 |
| Title Company | LAKESIDE TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $257.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 32 COLLIERY DR THURMONT MD 217883106, THURMONT, MD 21788-3106 |
| Document Number | 117850185 |
|---|---|
| Date | Apr 26, 2017 |
| Book Page | 011785/000185 |
| Name | BAY CAP MTG |
|---|---|
| Type | Mortgage Company |
| Address | ANNAPOLIS, MD 21401 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 26, 2017 |
| Property Address | 32 COLLIERY DR, THURMONT, MD 21788-3106 |
| Document Number | 0117850176 |
| Book / Page | 011785 / 000176 |
| Instrument Date | Apr 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Title Company | LAKESIDE TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $257.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 COLLIERY DR THURMONT MD 217883106, THURMONT, MD 21788-3106 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Thurmont Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $339,767 (+20.19%) | $368,300 (+30.28%) Land $57,200 Building $311,100 | |
| 2024 | $4,561.00 (+6.02%) | ||
| 2023 | $4,302.00 Homeowner's exemption | $282,700 Land $57,200 Building $225,500 | $282,700 Land $57,200 Building $225,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2009 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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