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38 Clover Ln, Brewer, ME 04412 Property Records

Penobscot County and Brewer City property record for 38 Clover Ln, Brewer, ME 04412 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,170 sqft · built 1972
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$185,600 (Aug 2015)
Tax Bill$4,551 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN40-178

Property Details

APN / Parcel Number

Primary APN40-178
Alternative APNs
  • M:0040 L:1780000
  • BRER M:40 L:178
  • 2413139
  • 2612089

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,170 sqft Living Area
Gross Area3,828 sqft
1st Floor Area1,170 sqft
Basement Area960 sqft
Unfinished Basement960 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number2612089
Street Address38 CLOVER LN
CityBREWER
StateME
Zip04412-1302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionOAK GRV TER PLOT D
Legal Lot Number178
JurisdictionBREWER ME
Township / Civil DivisionBREWER
Census Block Group2
Census Block2019
Census Tract4300

Owner

Source: Penobscot County and Brewer City records · APN 40-178

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address38 CLOVER LN, BREWER, ME 04412-1302
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 03, 2015 · Amount on Record
Deed SaleAug 03, 2015 · Amount on Record
Prior SaleMar 19, 2015
Deed Document Number201523166
Deed Book / Page13917 / 181
Transfer Doc0139170181
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREWER ME
Property Address38 CLOVER LN, BREWER, ME 04412-1302
Document Number0155490239
Instrument DateMay 28, 2020
Transaction TypeMortgage
Record UpdatedJun 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 CLOVER LN BREWER ME 044121302, BREWER, ME 04412-1302

Mortgage

Document Number0155490239
DateJun 02, 2020
Book Page015549/000239
Instrument14860
Lender
NameCUSO HM LNDG
AddressHAMPDEN, ME 04444
Agreement
AmountAmount Recorded
Term300 Months
DueJun 01, 2045

Tax Assessment & Valuation

Source: Penobscot County and Brewer City records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMaine
CountyPenobscot County
MunicipalityBrewer City
Unified School DistrictBrewer (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,551.00 (+1.11%)$295,500 (+23.43%) Land $28,400 Building $267,100
2024$4,501.00 (+3.14%)$239,400 (+10.27%) Land $28,400 Building $211,000
2023$4,364.00 (+2.78%)$217,100 (+14.02%) Land $26,400 Building $190,700$262,390
2021$4,246.00$190,400 Land $26,000 Building $164,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Penobscot County (23019C), updated August 7, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230190043002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 54% of Maine
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 90 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
GoNetspeedFiber2,000 / 2,000
Consolidated CommunicationsFiber2,000 / 2,000
SpectrumCable1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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