28 Clover Ln, Brewer, ME 04412 Property Records

Penobscot County and Brewer City property record for 28 Clover Ln, Brewer, ME 04412

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,418 sqft · built 1972
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Oct 2023)
Tax Bill	$4,708 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`40-180`

Property Details

APN / Parcel Number

Primary APN	`40-180`
Alternative APNs	`M:0040 L:1800000` `BRER M:40 L:180` `2413141` `2610080`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,418 sqft Living Area
Gross Area	3,087 sqft
1st Floor Area	945 sqft
Basement Area	945 sqft
Unfinished Basement	945 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2010
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2610080
Street Address	28 CLOVER LN
City	BREWER
State	ME
Zip	04412-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR-1
Legal Subdivision	OAK GRV TER PLOT D
Legal Lot Number	180
Jurisdiction	BREWER ME
Township / Civil Division	BREWER
Census Block Group	2
Census Block	2019
Census Tract	4300

Owner

28 Clover Ln is owned and occupied by two individuals who bought it in October 2023.

Source: Penobscot County and Brewer City records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 CLOVER LN, BREWER, ME 04412-1302
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
Sep 16, 2020	Other, Transfer · Stand-Alone Refinance BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2023 · Amount on File
Deed Sale	Oct 13, 2023 · Amount on File
Prior Sale	Sep 16, 2020 · Amount on File
Deed Document Number	202324942
Deed Book / Page	16971 / 31
Prior Transfer Date	Jun 30, 2020
Prior Transfer Doc	0156960141
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREWER ME
Recording Date	Oct 13, 2023
Property Address	28 CLOVER LN, BREWER, ME 04412-1302
Document Number	0169710031
Book / Page	16971 / 31
Instrument Date	Oct 13, 2023
Instrument	24942
Transaction Type	Transfer
Record Updated	Oct 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 AYERS CT, BREWER, ME 04412-2101

Mortgage

Document Number	0000024944
Date	Oct 13, 2023
Instrument	24944

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2020: Other, Transfer

Document Type	Other
Jurisdiction	BREWER ME
Recording Date	Sep 16, 2020
Property Address	28 CLOVER LN, BREWER, ME 04412-1302
Document Number	0156960141
Book / Page	15696 / 141
Instrument Date	Jun 30, 2020
Instrument	29761
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000029762
Date	Sep 16, 2020
Instrument	29762

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 28 Clover Ln was $4,708, up 9% from the year before.

Source: Penobscot County and Brewer City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Brewer City
Unified School District	Brewer (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,708.00 (+9.03%)	$305,700 (+33.09%) Land $28,400 Building $277,300
2024	$4,318.00 (+10.24%)	$229,700 (+17.86%) Land $28,400 Building $201,300
2023	$3,917.00	$194,900 Land $26,400 Building $168,500	$260,585
2021	$3,836.00	$172,000 Land $26,000 Building $146,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Clover Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Clover Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BREWER WATER DEPARTMENT serves 8,860 people · EPA ID ME0090220
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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