Orange County property record for 38 Calle Prospero, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,019 sqft · built 1999 |
| Lot Size | 0.112 acres (4,885 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $550,500 (Apr 2009) |
| Tax Bill | $7,164 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 680-662-23 |
| Primary APN | 680-662-23 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,019 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Lot Area | 4,885 sqft (0.112 acres) |
| Garage Area | 407 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 38 CALLE PROSPERO |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-3258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 15558 BLK LOT 22 |
| Legal Tract | 15558 |
| Legal Lot Number | 22 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 42205 |
Source: Orange County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 38 CALLE PROSPERO, SAN CLEMENTE, CA 92673-3258 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jan 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jun 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2009 · Amount on Record |
| Deed Sale | Apr 27, 2009 · Amount on Record |
| Prior Sale | Jan 14, 2009 · Amount on Record |
| Deed Document Number | 2009000203431 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 38 CALLE PROSPERO, SAN CLEMENTE, CA 92673-3258 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Title Company | TICOR TTL ORANGE CNTY BRANCH |
| Name | Verified Name |
|---|---|
| Address | 38 CALLE PROSPERO, SAN CLEMENTE, CA 92673-3258 |
| Document Number | 0000060128 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 2021000060128 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 38 CALLE PROSPERO, SAN CLEMENTE, CA 92673-3258 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TTL ORANGE CNTY BRANCH |
| Name | Verified Name |
|---|
| Document Number | 0000501246 |
|---|---|
| Date | Dec 3, 2019 |
| Instrument | 2019000501246 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 38 CALLE PROSPERO, SAN CLEMENTE, CA 92673-3258 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE COMPANY OF CA |
| Name | Verified Name |
|---|
| Document Number | 0000257985 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 2020000257985 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Orange County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,164.00 (+3.89%) | $708,264 (+4.04%) Land $370,868 Building $337,396 |
| 2023 | $6,896.00 (+1.94%) | $680,762 Land $356,466 Building $324,296 |
| 2022 | $6,765.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1998–2019) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Dec 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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