Orange County property record for 32 Calle Prospero, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,104 sqft · built 1998 |
| Lot Size | 0.075 acres (3,253 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $690,000 (Jul 2013) |
| Tax Bill | $8,552 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 680-662-26 |
| Primary APN | 680-662-26 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,104 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 3,253 sqft (0.075 acres) |
| Garage Area | 423 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 32 CALLE PROSPERO |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-3258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 15558 BLK LOT 19 |
| Legal Subdivision | TRACT NO 15558 |
| Legal Tract | 15558 |
| Legal Lot Number | 19 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 42205 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 32 CALLE PROSPERO, SAN CLEMENTE, CA 92673-3258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 1, 2025 | Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA |
| Nov 16, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Aug 29, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 27, 2018 | Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK |
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2013 · Amount on Record |
| Deed Sale | Jul 31, 2013 · Amount on Record |
| Prior Sale | May 27, 2005 · Amount on Record |
| Deed Document Number | 2013455860 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 32 CALLE PROSPERO, SAN CLEMENTE, CA 92673-3258 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 32 CALLE PROSPERO, SAN CLEMENTE, CA 92673-3258 |
| Document Number | 0000269784 |
|---|---|
| Date | Oct 1, 2025 |
| Instrument | 2025000269784 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 32 CALLE PROSPERO, SAN CLEMENTE, CA 92673-3258 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 32 CALLE PROSPERO, SAN CLEMENTE, CA 92673-3258 |
| Document Number | 0000281462 |
|---|---|
| Date | Nov 16, 2023 |
| Instrument | 2023000281462 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 15, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 32 CALLE PROSPERO, SAN CLEMENTE, CA 92673-3258 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 32 CALLE PROSPERO, SAN CLEMENTE, CA 92673-3258 |
| Document Number | 0000292128 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | 2022000292128 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 7, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 32 CALLE PROSPERO, SAN CLEMENTE, CA 92673-3258 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 32 CALLE PROSPERO, SAN CLEMENTE, CA 92673-3258 |
| Document Number | 0000570273 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 2021000570273 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 32 CALLE PROSPERO, SAN CLEMENTE, CA 92673-3258 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000353977 |
|---|---|
| Date | Sep 27, 2018 |
| Instrument | 2018000353977 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 32 CALLE PROSPERO, SAN CLEMENTE, CA 92673-3258 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 32 CALLE PROSPERO, SAN CLEMENTE, CA 92673-3258 |
| Document Number | 0000646600 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 2020000646600 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2050 |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $862,757 (+2%) Land $544,765 Building $317,992 | |
| 2025 | $8,552.00 (+3.9%) | $845,841 (+4.04%) Land $534,084 Building $311,757 |
| 2023 | $8,231.00 (+1.93%) | $812,997 Land $513,345 Building $299,652 |
| 2022 | $8,075.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1998–2019) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Dec 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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