38 Circuit Rd, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 38 Circuit Rd, Winthrop, MA 02152

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,559 sqft · built 1926
Lot Size	0.12 acres (5,235 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Nov 2011)
Tax Bill	$8,418 (2026)
Deeds & Mortgages	Jun 2019 Line of Credit Oct 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`WINT M:035 L:013`

Property Details

APN / Parcel Number

Primary APN	`WINT M:035 L:013`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,559 sqft Living Area
Gross Area	3,310 sqft
Basement Area	857 sqft
Unfinished Basement	857 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Colonial
Exterior Material	Combination
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	5,235 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	38 CIRCUIT RD
City	WINTHROP
State	MA
Zip	02152-2305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WINTHROP
Legal Lot Number	13
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	3
Census Block	3004
Census Tract	180301

Owner

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 CIRCUIT RD, WINTHROP, MA 02152-2305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2019	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Oct 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2011 · Amount on Record
Deed Sale	Nov 30, 2011 · Amount on Record
Prior Sale	May 23, 1997 · Amount on Record
Deed Document Number	201110
Deed Book / Page	48726 / 236
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	38 CIRCUIT RD, WINTHROP, MA 02152-2305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61326-160
Date	Jun 26, 2019
Book Page	61326/160
Instrument	50748

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jul 1, 2059

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	38 CIRCUIT RD, WINTHROP, MA 02152-2305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63950-95
Date	Oct 14, 2020
Book Page	63950/95
Instrument	88546

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,418.00 (+12.05%)	$755,700 (+3.8%) Land $458,200 Building $297,500	$750,534 (+6.1%)
2025	$7,513.00 (+2.85%)	$728,000 (+3.84%) Land $436,400 Building $291,600
2024	$7,305.00 (+5.18%)	$701,100 (+8.01%) Land $419,400 Building $281,700	$707,370
2023	$6,945.00	$649,100 Land $383,900 Building $265,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	75 (1978–2022)
Claims Outside the SFHA	6 of 75
Most Recent Claim	Dec 2022 · rainfall accumulation
Claims by Event	Winter Coastal Storm, Dec 1992 · 6 claims Coastal Storm, Oct 1991 · 15 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	600 / 150
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Circuit Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures