38 Chester Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 38 Chester Ave, Westerly, RI 02891

Property Summary

Property TypeTriplex
Details5 bd · 3 ba · 2,190 sqft · built 1888
Lot Size0.388 acres (16,890 sqft)
OwnerIndividual Name on Record
Last Sale$233,000 (Sep 2016)
Tax Bill$3,366 (2025)
Deeds & MortgagesJul 2022 Refinance
Flood ZoneZone X (minimal risk)
APNWEST M:67 B:182

Property Details

APN / Parcel Number

Primary APNWEST M:67 B:182
Alternative APNs
  • M:067 B:182 L
  • 13118775

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Units3 Units
Stories3 Stories
Building Area2,190 sqft Living Area
Gross Area3,588 sqft

Exterior

Year BuiltBuilt 1888
Effective Year BuiltEffective 1888
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,890 sqft (0.388 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number13118775
Street Address38 CHESTER AVE
CityWESTERLY
StateRI
Zip02891-2324
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Legal Block182
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group3
Census Block3012
Census Tract50801

Owner

Source: Westerly Town records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3916 47TH ST, SUNNYSIDE, NY 11104-1420
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2016 · Amount on Record
Deed SaleSep 23, 2016 · Amount on Record
Prior SaleAug 26, 2013 · Amount on Record
Deed Document Number20164084
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address38 CHESTER AVE, WESTERLY, RI 02891-2324
Transaction TypeMortgage
Record UpdatedJul 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022-12769
DateJul 12, 2022
Book Page2022/12769
Instrument2022-3010
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,366.00 (+13.26%)$432,700 (+47.93%) Land $154,800 Building $277,900
2023$2,972.00 (+0.61%)$292,500 (-) Land $111,400 Building $181,100
2022$2,954.00$292,500 Land $111,400 Building $181,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1991)
Most Recent ClaimAug 1991 · Hurricane Bob

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 91% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30

May also be available: AT&T.

Nearby Properties on Chester Ave

Nearby Streets

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